Ins/rpl pm w/tv ld atrl at MUSC Health Black River Medical Center
3555 Williamsburg County Highway, Cades, SC · Muschealth · · NPI 1841914298
$2,065.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,131.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9,721.17 with Aetna vs $44,081.70 with Bcbs — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare Managed Care Plan | $9,721.17 | ↑ +371% |
| Clover Health | Medicare Managed Care Plan | $9,915.59 | ↑ +380% |
| Absolute Total Care | Ambetter Exchange | $10,450.26 | ↑ +406% |
| Molina | Exchange | $10,693.29 | ↑ +418% |
| Unitedhealthcare | All Commercial Plans | $14,761.00 | ↑ +615% |
| Bcbs | Lowcountry Blue Exchange | $15,375.84 | ↑ +644% |
| Bcbs | Bluechoice/Blueoptions Exchange | $16,264.04 | ↑ +687% |
| Bcbs | Blueessentials Exchange | $16,264.04 | ↑ +687% |
| Bcbs | Employee | $17,307.36 | ↑ +738% |
| Bcbs | State Other Commercial Plan | $23,076.48 | ↑ +1017% |
| Bcbs | Preferred Blue Ppo | $40,128.99 | ↑ +1843% |
| Bcbs | Bluechoice Hmo | $44,081.70 | ↑ +2034% |
Visitor-reported prices
Comments
Ins/rpl pm w/tv ld atrl at other South-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| MUSC Health Florence Medical Center | Florence | $18,922.50 | $9,721.17 – $15,499.00 |
| St Francis Downtown | Greenville | $23,700.60 | not published |
| MUSC Health Orangeburg Medical Center | Orangeburg | $2,550.00 | $9,721.17 – $10,693.29 |
| MUSC Health Main Campus - Charleston | Charleston | $2,550.00 | $9,721.17 – $12,601.91 |
| MUSC Health Lancaster Medical Center | Lancaster | $16,872.00 | $10,156.85 – $22,497.00 |
| HCA HEALTHCARE BRIGHTON PARK ER | MONCKS CORNER | not published | $1,966.31 – $25,061.06 |
| LIVE OAK MENTAL HEALTH AND WELLNESS | Ladson | not published | $1,966.31 – $25,061.06 |
| MUSC Health Kershaw Medical Center | Camden | not published | $10,103.03 – $39,660.00 |