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Urinalysis (with microscopy) at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$23.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$39.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3.00 with AmeriHealth Caritas vs $33.15 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $3.00 ↓ -87%
UPMC Work Partners Workers Comp $3.28 ↓ -86%
Aetna Medicare $3.31 ↓ -86%
Cigna Medicare $3.33 ↓ -86%
Geisinger Medicare $3.33 ↓ -86%
United Healthcare Medicare $3.39 ↓ -86%
Highmark Wholecare (prev Gateway) Medicaid $3.81 ↓ -84%
UPMC Health Plan Managed Medicaid $3.90 ↓ -83%
United Healthcare Community Plan for Families PA Medicaid $3.93 ↓ -83%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $4.09 ↓ -83%
Geisinger Medicaid/CHIP $4.37 ↓ -81%
United Healthcare Commercial $4.82 ↓ -79%
Keystone Autism Services ACAP $5.07 ↓ -78%
Prime Net Managed Medicare $6.43 ↓ -73%
Highmark BCBS of PA Medicare $6.85 ↓ -71%
Keystone Health Plan Medicare Advantage $7.80 ↓ -67%
Capital Blue Cross Medicare Advantage $7.80 ↓ -67%
Cigna Commercial $8.24 ↓ -65%
Highmark BCBS of PA Medicaid $10.50 ↓ -55%
Highmark BCBS of PA Commercial $11.17 ↓ -52%
UPMC Health Plan CHIP $13.72 ↓ -41%
Prime Net ACO/Legacy Commercial $15.99 ↓ -32%
Aetna ACO $16.11 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $18.60 ↓ -21%
Aetna Commercial $18.72 ↓ -20%
Capital Blue Cross CHIP $22.94 ↓ -2%
Keystone Health Plan Commercial $22.94 ↓ -2%
Capital Blue Cross Commercial $22.94 ↓ -2%
Geisinger Commercial $25.54 ↑ +9%
Wellspan Population Health Commercial $27.30 ↑ +17%
UPMC Health Plan Commercial $27.30 ↑ +17%
Prime Net FH-Medical Rental $29.05 ↑ +24%
Multiplan PPO (Includes PHCS and Humana as Payers) $33.15 ↑ +42%

Visitor-reported prices

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Urinalysis (with microscopy) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC East Monroeville $64.80 $3.00 – $86.40
UPMC Passavant-McCandless Pittsburgh $131.40 $2.95 – $186.15
UPMC Hamot Erie $134.40 $3.00 – $156.80
UPMC Carlisle Carlisle $23.40 $3.00 – $33.15
UPMC Altoona Altoona $48.00 $3.00 – $64.00
UPMC Bedford Everett $33.00 $1.14 – $49.50
UPMC Cole Coudersport $34.20 $2.06 – $45.60
UPMC Community Osteopathic Harrisburg $23.40 $3.00 – $28.05

All Pennsylvania hospitals for this procedure →