Trnsfr/rearrngmnt adjcnt tiss trnk 10sqcm/< at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$148.59 with Highmark Wholecare (prev Gateway) vs $6,181.62 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Wholecare (prev Gateway) Medicaid $148.59 —
UPMC Health Plan Managed Medicaid $152.10 —
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $157.95 —
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $159.35 —
Geisinger Medicaid/CHIP $170.42 —
Highmark BCBS of PA Medicare $594.82 —
United Healthcare Community Plan for Families PA Medicaid $771.59 —
UPMC Work Partners Workers Comp $882.40 —
Aetna Medicare $1,829.47 —
Geisinger Medicare $1,841.75 —
Cigna Medicare $1,841.75 —
United Healthcare Medicare $1,876.83 —
UPMC Health Plan CHIP $2,298.24 —
Keystone Autism Services ACAP $2,806.48 —
Capital Blue Cross Commercial $4,172.70 —
Keystone Health Plan Commercial $4,172.70 —
Capital Blue Cross CHIP $4,172.70 —
Cigna Commercial $5,035.00 —
Highmark BCBS of PA Medicaid $5,810.12 —
Highmark BCBS of PA Commercial $6,181.62 —
United Healthcare Commercial not published by hospital —
Tricare East Region not published by hospital —

Visitor-reported prices

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Trnsfr/rearrngmnt adjcnt tiss trnk 10sqcm/< at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $4,493.40 $117.00 – $5,991.20
UPMC Bedford Everett $4,576.20 $122.85 – $6,864.30
UPMC Cole Coudersport $675.00 $122.85 – $1,041.88
UPMC Hamot Erie $4,007.40 $128.70 – $2,536.45
UPMC Northwest Seneca $4,368.00 $128.70 – $1,894.12
UPMC Horizon-Greenville Greenville $3,178.80 $128.70 – $1,883.47
UPMC Jameson New Castle $3,178.80 $128.70 – $2,354.33
UPMC McKeesport Mckeesport $3,752.40 $128.70 – $1,918.35

All Pennsylvania hospitals for this procedure →