Treatment of toe fracture 28510 at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$371.40

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$619.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$75.75 with Highmark BCBS of PA vs $1,310.40 with Keystone Health Plan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Medicare $75.75 ↓ -80%
Prime Net Managed Medicare $102.14 ↓ -72%
Capital Blue Cross Medicare Advantage $123.80 ↓ -67%
Keystone Health Plan Medicare Advantage $123.80 ↓ -67%
UPMC Work Partners Workers Comp $199.98 ↓ -46%
Aetna Medicare $239.91 ↓ -35%
Geisinger Medicare $241.52 ↓ -35%
Cigna Medicare $241.52 ↓ -35%
United Healthcare Medicare $246.12 ↓ -34%
Prime Net ACO/Legacy Commercial $253.79 ↓ -32%
Aetna ACO $255.65 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $295.26 ↓ -21%
Aetna Commercial $297.12 ↓ -20%
UPMC Health Plan CHIP $301.90 ↓ -19%
Geisinger Medicaid/CHIP $340.45 ↓ -8%
Keystone Autism Services ACAP $368.03 ↓ -1%
Geisinger Commercial $405.32 ↑ +9%
UPMC Health Plan Commercial $433.30 ↑ +17%
Wellspan Population Health Commercial $433.30 ↑ +17%
Prime Net FH-Medical Rental $461.15 ↑ +24%
Cigna Commercial $482.82 ↑ +30%
Multiplan PPO (Includes PHCS and Humana as Payers) $526.15 ↑ +42%
Highmark BCBS of PA Medicaid $761.92 ↑ +105%
Highmark BCBS of PA Commercial $810.64 ↑ +118%
United Healthcare Community Plan for Families PA Medicaid $1,016.56 ↑ +174%
Capital Blue Cross Commercial $1,310.40 ↑ +253%
Capital Blue Cross CHIP $1,310.40 ↑ +253%
Keystone Health Plan Commercial $1,310.40 ↑ +253%
United Healthcare Commercial not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Treatment of toe fracture 28510 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $371.40 $84.80 – $1,016.56
UPMC Cole Coudersport $394.20 $30.77 – $189.47
UPMC Community Osteopathic Harrisburg $371.40 $123.80 – $1,016.56
UPMC Hanover Hanover $371.40 $199.98 – $1,016.56
UPMC Kane Kane $595.20 $189.47 – $511.70
UPMC Lititz Lititz $371.40 $198.28 – $1,016.56
UPMC Muncy Muncy $825.60 $198.03 – $993.28
UPMC Passavant-McCandless Pittsburgh $766.20 $93.83 – $251.57

All Pennsylvania hospitals for this procedure →