Treatment of anal fissure w/dilat 46940 at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$44.45 with Highmark Wholecare (prev Gateway) vs $9,539.00 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Wholecare (prev Gateway) Medicaid $44.45 —
UPMC Health Plan Managed Medicaid $45.50 —
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $47.25 —
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $47.67 —
Geisinger Medicaid/CHIP $50.98 —
Highmark BCBS of PA Medicare $166.65 —
UPMC Work Partners Workers Comp $235.59 —
UPMC Health Plan CHIP $653.07 —
United Healthcare Community Plan for Families PA Medicaid $745.39 —
Aetna Medicare $2,742.76 —
Geisinger Medicare $2,761.16 —
Cigna Medicare $2,761.16 —
United Healthcare Medicare $2,813.76 —
Keystone Autism Services ACAP $4,207.49 —
Capital Blue Cross Commercial $7,073.85 —
Capital Blue Cross CHIP $7,073.85 —
Keystone Health Plan Commercial $7,105.35 —
Highmark BCBS of PA Medicaid $8,710.55 —
Highmark BCBS of PA Commercial $9,267.52 —
Cigna Commercial $9,539.00 —
United Healthcare Commercial not published by hospital —
Tricare East Region not published by hospital —

Visitor-reported prices

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Treatment of anal fissure w/dilat 46940 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Cole Coudersport $257.40 $36.75 – $2,325.85
UPMC Passavant-McCandless Pittsburgh not published $38.50 – $2,875.99

All Pennsylvania hospitals for this procedure →