Test stress cardiovascular tracing only at UPMC Memorial
1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707
$953.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,589.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$39.84 with Highmark BCBS of PA vs $3,098.55 with Capital Blue Cross — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Medicare | $39.84 | ↓ -96% |
| Highmark Wholecare (prev Gateway) | Medicaid | $59.05 | ↓ -94% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $59.05 | ↓ -94% |
| UPMC Health Plan | Managed Medicaid | $60.45 | ↓ -94% |
| United Healthcare Community Plan for Families | PA Medicaid | $60.91 | ↓ -94% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $63.33 | ↓ -93% |
| Geisinger | Medicaid/CHIP | $67.73 | ↓ -93% |
| UPMC Health Plan | CHIP | $158.82 | ↓ -83% |
| UPMC Work Partners | Workers Comp | $187.53 | ↓ -80% |
| Prime Net | Managed Medicare | $262.19 | ↓ -72% |
| Aetna | Medicare | $311.44 | ↓ -67% |
| Geisinger | Medicare | $313.53 | ↓ -67% |
| Cigna | Medicare | $313.53 | ↓ -67% |
| Keystone Health Plan | Medicare Advantage | $317.80 | ↓ -67% |
| Capital Blue Cross | Medicare Advantage | $317.80 | ↓ -67% |
| United Healthcare | Medicare | $319.50 | ↓ -66% |
| Keystone Autism Services | ACAP | $477.76 | ↓ -50% |
| Prime Net | ACO/Legacy Commercial | $651.49 | ↓ -32% |
| Aetna | ACO | $656.26 | ↓ -31% |
| Prime Net | GateKeeper/NonGateKeeper | $757.95 | ↓ -21% |
| Aetna | Commercial | $762.72 | ↓ -20% |
| Highmark BCBS of PA | Medicaid | $989.08 | ↑ +4% |
| Geisinger | Commercial | $1,040.48 | ↑ +9% |
| Highmark BCBS of PA | Commercial | $1,052.33 | ↑ +10% |
| Wellspan Population Health | Commercial | $1,112.30 | ↑ +17% |
| UPMC Health Plan | Commercial | $1,112.30 | ↑ +17% |
| United Healthcare | Commercial | $1,169.50 | ↑ +23% |
| Prime Net | FH-Medical Rental | $1,183.81 | ↑ +24% |
| Cigna | Commercial | $1,239.42 | ↑ +30% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $1,350.65 | ↑ +42% |
| Capital Blue Cross | Commercial | $3,098.55 | ↑ +225% |
| Keystone Health Plan | Commercial | $3,098.55 | ↑ +225% |
| Capital Blue Cross | CHIP | $3,098.55 | ↑ +225% |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Test stress cardiovascular tracing only at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $759.00 | $46.50 – $1,012.00 |
| UPMC Bedford | Everett | $390.00 | $48.83 – $585.00 |
| UPMC Carlisle | Carlisle | $953.40 | $59.05 – $1,350.65 |
| UPMC Cole | Coudersport | $609.00 | $39.80 – $812.00 |
| UPMC Community Osteopathic | Harrisburg | $953.40 | $59.05 – $470.05 |
| UPMC East | Monroeville | $253.20 | $49.35 – $337.60 |
| UPMC Hamot | Erie | $1,861.80 | $48.89 – $375.76 |
| UPMC Northwest | Seneca | $665.40 | $51.15 – $311.72 |