Special supplies phys/qhp at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$55.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$92.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.18 with Prime Net vs $78.20 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Prime Net Managed Medicare $15.18 ↓ -73%
Aetna Medicare $16.50 ↓ -70%
Keystone Health Plan Medicare Advantage $18.40 ↓ -67%
Capital Blue Cross Medicare Advantage $18.40 ↓ -67%
Highmark BCBS of PA Medicare $20.85 ↓ -62%
Prime Net ACO/Legacy Commercial $37.72 ↓ -32%
Aetna ACO $38.00 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $43.88 ↓ -21%
Aetna Commercial $44.16 ↓ -20%
Geisinger Medicaid/CHIP $50.60 ↓ -8%
Capital Blue Cross Commercial $55.70 ↑ +1%
Capital Blue Cross CHIP $55.70 ↑ +1%
Keystone Health Plan Commercial $58.48 ↑ +6%
Geisinger Commercial $60.24 ↑ +9%
Wellspan Population Health Commercial $64.40 ↑ +17%
UPMC Health Plan Commercial $64.40 ↑ +17%
United Healthcare Commercial $67.71 ↑ +23%
Prime Net FH-Medical Rental $68.54 ↑ +24%
UPMC Health Plan CHIP $69.72 ↑ +26%
Cigna Commercial $71.76 ↑ +30%
Multiplan PPO (Includes PHCS and Humana as Payers) $78.20 ↑ +42%
UPMC Work Partners Workers Comp not published by hospital

Visitor-reported prices

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Special supplies phys/qhp at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $359.40 $25.58 – $479.20
UPMC Carlisle Carlisle $55.20 $12.60 – $78.20
UPMC Cole Coudersport $319.80 $69.72 – $426.40
UPMC Community Osteopathic Harrisburg $55.20 $18.40 – $159.92
UPMC Lititz Lititz $55.20 $16.50 – $69.72
UPMC Passavant-McCandless Pittsburgh $648.60 $25.82 – $101.17
UPMC Somerset Somerset $55.20 $25.32 – $41.76

All Pennsylvania hospitals for this procedure →