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Screening Colonoscopy (average risk) at UPMC Memorial
1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707
not published by hospital
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
not published by hospital
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$505.77 with Highmark BCBS of PA vs $5,035.00 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Medicare | $505.77 | — |
| United Healthcare Community Plan for Families | PA Medicaid | $664.08 | — |
| Aetna | Medicare | $911.83 | — |
| Cigna | Medicare | $917.95 | — |
| Geisinger | Medicare | $917.95 | — |
| United Healthcare | Medicare | $935.44 | — |
| Keystone Autism Services | ACAP | $1,398.78 | — |
| UPMC Health Plan | CHIP | $2,182.77 | — |
| Highmark BCBS of PA | Medicaid | $2,895.83 | — |
| Capital Blue Cross | CHIP | $2,966.25 | — |
| Capital Blue Cross | Commercial | $2,966.25 | — |
| Keystone Health Plan | Commercial | $2,966.25 | — |
| Highmark BCBS of PA | Commercial | $3,081.00 | — |
| Cigna | Commercial | $5,035.00 | — |
| United Healthcare | Commercial | not published by hospital | — |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Screening Colonoscopy (average risk) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $1,800.00 | $626.45 – $2,550.00 |
| UPMC East | Monroeville | $1,440.00 | $626.45 – $1,920.00 |
| UPMC Hamot | Erie | $1,440.00 | $360.00 – $1,680.00 |
| UPMC Bedford | Everett | $1,440.00 | $313.61 – $2,160.00 |
| UPMC Cole | Coudersport | $633.00 | $292.45 – $1,041.88 |
| UPMC Magee | Pittsburgh | $1,440.00 | $432.00 – $2,208.00 |
| UPMC McKeesport | Mckeesport | $1,440.00 | $626.45 – $2,040.00 |
| UPMC Muncy | Muncy | $1,512.00 | $378.00 – $2,268.00 |