Removal of skin tags each add'l 10 at UPMC Memorial
1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707
$351.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$585.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$14.20 with Aetna vs $1,310.40 with Capital Blue Cross — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $14.20 | ↓ -96% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $18.50 | ↓ -95% |
| Highmark Wholecare (prev Gateway) | Medicaid | $18.50 | ↓ -95% |
| UPMC Health Plan | Managed Medicaid | $18.94 | ↓ -95% |
| United Healthcare Community Plan for Families | PA Medicaid | $19.09 | ↓ -95% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $19.84 | ↓ -94% |
| Geisinger | Medicaid/CHIP | $21.22 | ↓ -94% |
| UPMC Work Partners | Workers Comp | $42.63 | ↓ -88% |
| Highmark BCBS of PA | Medicare | $45.45 | ↓ -87% |
| Prime Net | Managed Medicare | $96.53 | ↓ -72% |
| Capital Blue Cross | Medicare Advantage | $117.00 | ↓ -67% |
| Keystone Health Plan | Medicare Advantage | $117.00 | ↓ -67% |
| UPMC Health Plan | CHIP | $183.79 | ↓ -48% |
| Prime Net | ACO/Legacy Commercial | $239.85 | ↓ -32% |
| Aetna | ACO | $241.60 | ↓ -31% |
| Prime Net | GateKeeper/NonGateKeeper | $279.05 | ↓ -20% |
| Aetna | Commercial | $280.80 | ↓ -20% |
| Geisinger | Commercial | $383.06 | ↑ +9% |
| Wellspan Population Health | Commercial | $409.50 | ↑ +17% |
| UPMC Health Plan | Commercial | $409.50 | ↑ +17% |
| Prime Net | FH-Medical Rental | $435.82 | ↑ +24% |
| Cigna | Commercial | $456.30 | ↑ +30% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $497.25 | ↑ +42% |
| Capital Blue Cross | CHIP | $1,310.40 | ↑ +273% |
| Keystone Health Plan | Commercial | $1,310.40 | ↑ +273% |
| Capital Blue Cross | Commercial | $1,310.40 | ↑ +273% |
| United Healthcare | Commercial | not published by hospital | — |
Visitor-reported prices
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Removal of skin tags each add'l 10 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $52.20 | $14.57 – $69.60 |
| UPMC Carlisle | Carlisle | $351.00 | $18.50 – $497.25 |
| UPMC Cole | Coudersport | $24.00 | $7.48 – $2,325.85 |
| UPMC Community Osteopathic | Harrisburg | $351.00 | $18.50 – $497.25 |
| UPMC Hanover | Hanover | $351.00 | $18.50 – $42.63 |
| UPMC Kane | Kane | $121.20 | $16.03 – $77.73 |
| UPMC Lititz | Lititz | $351.00 | $14.20 – $42.13 |
| UPMC Presbyterian | Pittsburgh | $419.40 | $16.03 – $56.30 |