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Neck (Cervical Spine) MRI (without contrast) at UPMC Memorial
1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707
$1,741.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$2,903.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$241.76 with Aetna vs $2,467.55 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $241.76 | ↓ -86% |
| Cigna | Medicare | $243.38 | ↓ -86% |
| Geisinger | Medicare | $243.38 | ↓ -86% |
| United Healthcare | Medicare | $248.02 | ↓ -86% |
| United Healthcare Community Plan for Families | PA Medicaid | $352.39 | ↓ -80% |
| Keystone Autism Services | ACAP | $370.86 | ↓ -79% |
| OneCall | Worker's Comp | $400.00 | ↓ -77% |
| Premier Comp Solutions | Worker's Comp | $425.00 | ↓ -76% |
| Highmark Wholecare (prev Gateway) | Medicaid | $430.53 | ↓ -75% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $430.53 | ↓ -75% |
| UPMC Health Plan | Managed Medicaid | $440.70 | ↓ -75% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $461.72 | ↓ -73% |
| Highmark BCBS of PA | Medicare | $468.79 | ↓ -73% |
| Prime Net | Managed Medicare | $479.00 | ↓ -72% |
| Geisinger | Medicaid/CHIP | $493.79 | ↓ -72% |
| Keystone Health Plan | Medicare Advantage | $580.60 | ↓ -67% |
| Capital Blue Cross | Medicare Advantage | $580.60 | ↓ -67% |
| Highmark BCBS of PA | Medicaid | $767.78 | ↓ -56% |
| Highmark BCBS of PA | Commercial | $816.87 | ↓ -53% |
| Prime Net | ACO/Legacy Commercial | $1,190.23 | ↓ -32% |
| Aetna | ACO | $1,198.94 | ↓ -31% |
| UPMC Work Partners | Workers Comp | $1,212.57 | ↓ -30% |
| Cigna | Commercial | $1,224.77 | ↓ -30% |
| Prime Net | GateKeeper/NonGateKeeper | $1,384.73 | ↓ -21% |
| Aetna | Commercial | $1,393.44 | ↓ -20% |
| UPMC Health Plan | CHIP | $1,825.60 | ↑ +5% |
| Geisinger | Commercial | $1,900.88 | ↑ +9% |
| Wellspan Population Health | Commercial | $2,032.10 | ↑ +17% |
| UPMC Health Plan | Commercial | $2,032.10 | ↑ +17% |
| Capital Blue Cross | CHIP | $2,122.01 | ↑ +22% |
| Keystone Health Plan | Commercial | $2,122.01 | ↑ +22% |
| Capital Blue Cross | Commercial | $2,122.01 | ↑ +22% |
| United Healthcare | Commercial | $2,136.61 | ↑ +23% |
| Prime Net | FH-Medical Rental | $2,162.74 | ↑ +24% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $2,467.55 | ↑ +42% |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Neck (Cervical Spine) MRI (without contrast) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $3,801.60 | $214.16 – $5,385.60 |
| UPMC East | Monroeville | $3,940.80 | $231.07 – $5,254.40 |
| UPMC Hamot | Erie | $1,507.80 | $183.52 – $1,759.10 |
| UPMC Horizon-Greenville | Greenville | $4,861.20 | $206.32 – $6,886.70 |
| UPMC Jameson | New Castle | $1,519.80 | $197.59 – $2,229.04 |
| UPMC McKeesport | Mckeesport | $3,834.60 | $213.60 – $5,432.35 |
| UPMC Carlisle | Carlisle | $1,741.80 | $228.92 – $2,467.55 |
| UPMC Bedford | Everett | $1,705.20 | $83.15 – $2,557.80 |