Ndl insj without njx 1 or 2 musc at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$54.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$91.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$11.76 with Highmark BCBS of PA vs $400.05 with Capital Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Medicare $11.76 ↓ -78%
Prime Net Managed Medicare $15.02 ↓ -72%
Keystone Health Plan Medicare Advantage $18.20 ↓ -67%
Capital Blue Cross Medicare Advantage $18.20 ↓ -67%
United Healthcare Community Plan for Families PA Medicaid $19.95 ↓ -63%
Aetna Medicare $24.49 ↓ -55%
Geisinger Medicare $24.65 ↓ -55%
Cigna Medicare $24.65 ↓ -55%
United Healthcare Medicare $25.12 ↓ -54%
Prime Net ACO/Legacy Commercial $37.31 ↓ -32%
Keystone Autism Services ACAP $37.57 ↓ -31%
Aetna ACO $37.58 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $43.41 ↓ -20%
Aetna Commercial $43.68 ↓ -20%
Geisinger Medicaid/CHIP $50.05 ↓ -8%
Keystone Health Plan Commercial $57.85 ↑ +6%
Geisinger Commercial $59.59 ↑ +9%
UPMC Health Plan Commercial $63.70 ↑ +17%
Wellspan Population Health Commercial $63.70 ↑ +17%
UPMC Health Plan CHIP $63.70 ↑ +17%
Prime Net FH-Medical Rental $67.80 ↑ +24%
Cigna Commercial $70.98 ↑ +30%
Multiplan PPO (Includes PHCS and Humana as Payers) $77.35 ↑ +42%
Highmark BCBS of PA Medicaid $77.78 ↑ +42%
Highmark BCBS of PA Commercial $82.75 ↑ +52%
Capital Blue Cross Commercial $400.05 ↑ +633%
Capital Blue Cross CHIP $400.05 ↑ +633%
UPMC Work Partners Workers Comp not published by hospital
United Healthcare Commercial not published by hospital

Visitor-reported prices

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Ndl insj without njx 1 or 2 musc at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $54.60 $12.47 – $77.35
UPMC Community Osteopathic Harrisburg $54.60 $18.20 – $77.35
UPMC Hanover Hanover $54.60 $19.95 – $37.44
UPMC Lititz Lititz $54.60 $19.95 – $37.63
UPMC Somerset Somerset $54.60 $14.28 – $25.22
Uniontown Hospital Uniontown $58.50 $11.32 – $58.22

All Pennsylvania hospitals for this procedure →