Mr spectroscopy at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$559.20

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$932.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$69.43 with United Healthcare Community Plan for Families vs $2,390.38 with Keystone Health Plan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA Medicaid $69.43 ↓ -88%
Aetna Medicare $88.06 ↓ -84%
Geisinger Medicare $88.65 ↓ -84%
Cigna Medicare $88.65 ↓ -84%
United Healthcare Medicare $90.34 ↓ -84%
Keystone Autism Services ACAP $135.09 ↓ -76%
Prime Net Managed Medicare $153.78 ↓ -73%
Keystone Health Plan Medicare Advantage $186.40 ↓ -67%
Capital Blue Cross Medicare Advantage $186.40 ↓ -67%
Highmark BCBS of PA Medicaid $279.67 ↓ -50%
Highmark BCBS of PA Commercial $297.55 ↓ -47%
Prime Net ACO/Legacy Commercial $382.12 ↓ -32%
Aetna ACO $384.92 ↓ -31%
Highmark BCBS of PA Medicare $424.67 ↓ -24%
Prime Net GateKeeper/NonGateKeeper $444.56 ↓ -21%
Aetna Commercial $447.36 ↓ -20%
Geisinger Medicaid/CHIP $512.60 ↓ -8%
Geisinger Commercial $610.27 ↑ +9%
Wellspan Population Health Commercial $652.40 ↑ +17%
UPMC Health Plan Commercial $652.40 ↑ +17%
United Healthcare Commercial $685.95 ↑ +23%
Prime Net FH-Medical Rental $694.34 ↑ +24%
Multiplan PPO (Includes PHCS and Humana as Payers) $792.20 ↑ +42%
Premier Comp Solutions Worker's Comp $1,104.80 ↑ +98%
UPMC Work Partners Workers Comp $1,104.80 ↑ +98%
UPMC Health Plan CHIP $1,637.72 ↑ +193%
Cigna Commercial $1,825.82 ↑ +227%
Capital Blue Cross Commercial $2,390.38 ↑ +327%
Capital Blue Cross CHIP $2,390.38 ↑ +327%
Keystone Health Plan Commercial $2,390.38 ↑ +327%
Tricare East Region not published by hospital —

Visitor-reported prices

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Mr spectroscopy at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $3,214.20 $85.61 – $4,285.60
UPMC Carlisle Carlisle $559.20 $46.33 – $1,104.80
UPMC Community Osteopathic Harrisburg $559.20 $69.43 – $1,637.72
UPMC Hamot Erie $1,464.60 $96.88 – $1,055.70
UPMC Hanover Hanover $559.20 $69.43 – $1,637.72
UPMC Kane Kane $712.80 $1,055.70 – $1,628.30
UPMC Lititz Lititz $559.20 $69.43 – $1,637.72
UPMC Magee Pittsburgh $3,497.40 $78.57 – $1,055.70

All Pennsylvania hospitals for this procedure →