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Metabolic Blood Panel (Comprehensive) at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$68.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$114.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$10.39 with United Healthcare vs $96.90 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Commercial $10.39 ↓ -85%
UPMC Work Partners Workers Comp $10.92 ↓ -84%
Aetna Medicare $11.01 ↓ -84%
Cigna Medicare $11.09 ↓ -84%
Geisinger Medicare $11.09 ↓ -84%
United Healthcare Medicare $11.30 ↓ -83%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $11.69 ↓ -83%
Highmark Wholecare (prev Gateway) Medicaid $14.85 ↓ -78%
UPMC Health Plan Managed Medicaid $15.20 ↓ -78%
United Healthcare Community Plan for Families PA Medicaid $15.31 ↓ -78%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $15.92 ↓ -77%
Keystone Autism Services ACAP $16.90 ↓ -75%
Geisinger Medicaid/CHIP $17.03 ↓ -75%
Prime Net Managed Medicare $18.81 ↓ -73%
Keystone Health Plan Medicare Advantage $22.80 ↓ -67%
Capital Blue Cross Medicare Advantage $22.80 ↓ -67%
Highmark BCBS of PA Medicare $22.88 ↓ -67%
Cigna Commercial $27.44 ↓ -60%
Highmark BCBS of PA Medicaid $34.98 ↓ -49%
Highmark BCBS of PA Commercial $37.22 ↓ -46%
Prime Net ACO/Legacy Commercial $46.74 ↓ -32%
Aetna ACO $47.08 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $54.38 ↓ -20%
Aetna Commercial $54.72 ↓ -20%
UPMC Health Plan CHIP $72.07 ↑ +5%
Geisinger Commercial $74.65 ↑ +9%
Capital Blue Cross CHIP $76.50 ↑ +12%
Keystone Health Plan Commercial $76.50 ↑ +12%
Capital Blue Cross Commercial $76.50 ↑ +12%
Wellspan Population Health Commercial $79.80 ↑ +17%
UPMC Health Plan Commercial $79.80 ↑ +17%
Prime Net FH-Medical Rental $84.93 ↑ +24%
Multiplan PPO (Includes PHCS and Humana as Payers) $96.90 ↑ +42%

Visitor-reported prices

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Metabolic Blood Panel (Comprehensive) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $282.00 $9.81 – $376.55
UPMC Altoona Altoona $156.00 $10.43 – $208.00
UPMC Bedford Everett $66.60 $3.81 – $99.90
UPMC Cole Coudersport $100.80 $6.86 – $134.40
UPMC East Monroeville $216.00 $10.43 – $288.00
UPMC Hamot Erie $451.80 $10.43 – $527.10
UPMC Hanover Hanover $68.40 $10.39 – $99.18
UPMC Carlisle Carlisle $68.40 $10.39 – $96.90

All Pennsylvania hospitals for this procedure →