IV Fluids (first hour) at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$522.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$870.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.17 with AmeriHealth Caritas vs $739.50 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $40.17 ↓ -92%
Highmark Wholecare (prev Gateway) Medicaid $40.17 ↓ -92%
UPMC Health Plan Managed Medicaid $41.12 ↓ -92%
United Healthcare Community Plan for Families PA Medicaid $41.44 ↓ -92%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $43.08 ↓ -92%
Geisinger Medicaid/CHIP $46.07 ↓ -91%
Highmark BCBS of PA Medicare $87.05 ↓ -83%
UPMC Work Partners Workers Comp $87.25 ↓ -83%
Prime Net Managed Medicare $143.55 ↓ -73%
Keystone Health Plan Medicare Advantage $174.00 ↓ -67%
Capital Blue Cross Medicare Advantage $174.00 ↓ -67%
UPMC Health Plan CHIP $190.40 ↓ -64%
Aetna Medicare $210.72 ↓ -60%
Geisinger Medicare $212.13 ↓ -59%
Cigna Medicare $212.13 ↓ -59%
United Healthcare Medicare $216.17 ↓ -59%
Keystone Autism Services ACAP $323.25 ↓ -38%
Prime Net ACO/Legacy Commercial $356.70 ↓ -32%
Aetna ACO $359.31 ↓ -31%
United Healthcare Commercial $399.00 ↓ -24%
Prime Net GateKeeper/NonGateKeeper $414.99 ↓ -21%
Aetna Commercial $417.60 ↓ -20%
Capital Blue Cross CHIP $526.70 ↑ +1%
Capital Blue Cross Commercial $526.70 ↑ +1%
Keystone Health Plan Commercial $553.06 ↑ +6%
Geisinger Commercial $569.68 ↑ +9%
UPMC Health Plan Commercial $609.00 ↑ +17%
Wellspan Population Health Commercial $609.00 ↑ +17%
Prime Net FH-Medical Rental $648.15 ↑ +24%
Highmark BCBS of PA Medicaid $669.20 ↑ +28%
Cigna Commercial $678.60 ↑ +30%
Highmark BCBS of PA Commercial $711.99 ↑ +36%
Multiplan PPO (Includes PHCS and Humana as Payers) $739.50 ↑ +42%
Tricare East Region not published by hospital —

Visitor-reported prices

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IV Fluids (first hour) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $369.60 $31.63 – $492.80
UPMC Bedford Everett $243.00 $33.21 – $364.50
UPMC Carlisle Carlisle $522.00 $40.17 – $739.50
UPMC Cole Coudersport $264.60 $33.21 – $171.20
UPMC Community Osteopathic Harrisburg $522.00 $40.17 – $659.60
UPMC East Monroeville $609.00 $34.79 – $812.00
UPMC Hamot Erie $607.20 $34.79 – $250.38
UPMC Northwest Seneca $388.20 $34.79 – $210.91

All Pennsylvania hospitals for this procedure →