Forearm X-ray (both sides) at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$188.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$314.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$15.06 with United Healthcare Community Plan for Families vs $419.44 with Cigna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Community Plan for Families PA Medicaid $15.06 ↓ -92%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $23.90 ↓ -87%
Highmark Wholecare (prev Gateway) Medicaid $23.90 ↓ -87%
UPMC Health Plan Managed Medicaid $24.47 ↓ -87%
Aetna Medicare $25.43 ↓ -87%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $25.63 ↓ -86%
Highmark BCBS of PA Medicare $27.09 ↓ -86%
Geisinger Medicaid/CHIP $27.41 ↓ -85%
Prime Net Managed Medicare $51.81 ↓ -73%
Keystone Health Plan Medicare Advantage $62.80 ↓ -67%
Capital Blue Cross Medicare Advantage $62.80 ↓ -67%
UPMC Work Partners Workers Comp $69.43 ↓ -63%
Premier Comp Solutions Worker's Comp $69.43 ↓ -63%
UPMC Health Plan CHIP $111.22 ↓ -41%
Keystone Health Plan Commercial $114.15 ↓ -39%
Capital Blue Cross Commercial $114.15 ↓ -39%
Capital Blue Cross CHIP $114.15 ↓ -39%
Prime Net ACO/Legacy Commercial $128.74 ↓ -32%
Aetna ACO $129.68 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $149.78 ↓ -20%
Aetna Commercial $150.72 ↓ -20%
Geisinger Commercial $205.61 ↑ +9%
UPMC Health Plan Commercial $219.80 ↑ +17%
Wellspan Population Health Commercial $219.80 ↑ +17%
United Healthcare Commercial $231.10 ↑ +23%
Prime Net FH-Medical Rental $233.93 ↑ +24%
Multiplan PPO (Includes PHCS and Humana as Payers) $266.90 ↑ +42%
Cigna Commercial $419.44 ↑ +123%
Tricare East Region not published by hospital —

Visitor-reported prices

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Forearm X-ray (both sides) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $179.40 $33.24 – $239.20
UPMC Bedford Everett $115.80 $30.29 – $173.70
UPMC Carlisle Carlisle $188.40 $15.06 – $419.44
UPMC Cole Coudersport $128.40 $27.02 – $171.20
UPMC Community Osteopathic Harrisburg $188.40 $15.06 – $266.90
UPMC East Monroeville $436.20 $30.59 – $581.60
UPMC Hamot Erie $235.20 $19.42 – $118.50
UPMC Northwest Seneca $105.00 $30.88 – $90.67

All Pennsylvania hospitals for this procedure →