Exchange nephrostomy cath at UPMC Memorial
1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707
$2,685.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,476.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$257.25 with Highmark BCBS of PA vs $6,922.66 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark BCBS of PA | Medicare | $257.25 | ↓ -90% |
| UPMC Work Partners | Workers Comp | $632.65 | ↓ -76% |
| Prime Net | Managed Medicare | $738.54 | ↓ -73% |
| Keystone Health Plan | Medicare Advantage | $895.20 | ↓ -67% |
| Capital Blue Cross | Medicare Advantage | $895.20 | ↓ -67% |
| United Healthcare Community Plan for Families | PA Medicaid | $1,016.56 | ↓ -62% |
| Prime Net | ACO/Legacy Commercial | $1,835.16 | ↓ -32% |
| Aetna | ACO | $1,848.59 | ↓ -31% |
| Aetna | Medicare | $2,048.79 | ↓ -24% |
| Geisinger | Medicare | $2,062.54 | ↓ -23% |
| Cigna | Medicare | $2,062.54 | ↓ -23% |
| United Healthcare | Medicare | $2,101.82 | ↓ -22% |
| Prime Net | GateKeeper/NonGateKeeper | $2,135.05 | ↓ -21% |
| Aetna | Commercial | $2,148.48 | ↓ -20% |
| UPMC Health Plan | CHIP | $2,391.20 | ↓ -11% |
| Geisinger | Medicaid/CHIP | $2,461.80 | ↓ -8% |
| Geisinger | Commercial | $2,930.88 | ↑ +9% |
| Keystone Health Plan | Commercial | $2,966.25 | ↑ +10% |
| Capital Blue Cross | CHIP | $2,966.25 | ↑ +10% |
| Capital Blue Cross | Commercial | $2,966.25 | ↑ +10% |
| Wellspan Population Health | Commercial | $3,133.20 | ↑ +17% |
| UPMC Health Plan | Commercial | $3,133.20 | ↑ +17% |
| Keystone Autism Services | ACAP | $3,142.91 | ↑ +17% |
| Prime Net | FH-Medical Rental | $3,334.62 | ↑ +24% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $3,804.60 | ↑ +42% |
| Cigna | Commercial | $6,413.00 | ↑ +139% |
| Highmark BCBS of PA | Medicaid | $6,506.61 | ↑ +142% |
| Highmark BCBS of PA | Commercial | $6,922.66 | ↑ +158% |
| United Healthcare | Commercial | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
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Exchange nephrostomy cath at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $2,290.80 | $315.62 – $3,054.40 |
| UPMC Bedford | Everett | $4,513.20 | $604.53 – $6,769.80 |
| UPMC Carlisle | Carlisle | $2,685.60 | $613.21 – $3,804.60 |
| UPMC Community Osteopathic | Harrisburg | $2,685.60 | $632.65 – $3,804.60 |
| UPMC East | Monroeville | $3,058.80 | $318.63 – $4,078.40 |
| UPMC Hamot | Erie | $3,019.80 | $315.62 – $2,840.52 |
| UPMC Northwest | Seneca | $2,643.00 | $604.53 – $2,109.25 |
| UPMC Hanover | Hanover | $2,685.60 | $632.65 – $3,131.10 |