Exc benign feenlm >4.0cm 11446 at UPMC Memorial
1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707
$3,515.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,859.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$150.50 with Highmark Wholecare (prev Gateway) vs $9,671.88 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark Wholecare (prev Gateway) | Medicaid | $150.50 | ↓ -96% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $150.50 | ↓ -96% |
| UPMC Health Plan | Managed Medicaid | $154.05 | ↓ -96% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $161.40 | ↓ -95% |
| Geisinger | Medicaid/CHIP | $172.61 | ↓ -95% |
| Highmark BCBS of PA | Medicare | $594.82 | ↓ -83% |
| UPMC Work Partners | Workers Comp | $731.29 | ↓ -79% |
| United Healthcare Community Plan for Families | PA Medicaid | $759.80 | ↓ -78% |
| Prime Net | Managed Medicare | $966.74 | ↓ -72% |
| Keystone Health Plan | Medicare Advantage | $1,171.80 | ↓ -67% |
| Capital Blue Cross | Medicare Advantage | $1,171.80 | ↓ -67% |
| UPMC Health Plan | CHIP | $2,314.48 | ↓ -34% |
| Prime Net | ACO/Legacy Commercial | $2,402.19 | ↓ -32% |
| Aetna | ACO | $2,419.77 | ↓ -31% |
| Prime Net | GateKeeper/NonGateKeeper | $2,794.74 | ↓ -21% |
| Aetna | Commercial | $2,812.32 | ↓ -20% |
| Aetna | Medicare | $2,862.43 | ↓ -19% |
| Cigna | Medicare | $2,881.64 | ↓ -18% |
| Geisinger | Medicare | $2,881.64 | ↓ -18% |
| United Healthcare | Medicare | $2,936.53 | ↓ -16% |
| Geisinger | Commercial | $3,836.47 | ↑ +9% |
| Wellspan Population Health | Commercial | $4,101.30 | ↑ +17% |
| UPMC Health Plan | Commercial | $4,101.30 | ↑ +17% |
| Prime Net | FH-Medical Rental | $4,364.95 | ↑ +24% |
| Keystone Autism Services | ACAP | $4,391.07 | ↑ +25% |
| Cigna | Commercial | $4,570.02 | ↑ +30% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $4,980.15 | ↑ +42% |
| Capital Blue Cross | Commercial | $5,588.10 | ↑ +59% |
| Keystone Health Plan | Commercial | $5,588.10 | ↑ +59% |
| Capital Blue Cross | CHIP | $5,588.10 | ↑ +59% |
| Highmark BCBS of PA | Medicaid | $9,090.62 | ↑ +159% |
| Highmark BCBS of PA | Commercial | $9,671.88 | ↑ +175% |
| United Healthcare | Commercial | not published by hospital | — |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Exc benign feenlm >4.0cm 11446 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Carlisle | Carlisle | $3,515.40 | $150.50 – $4,980.15 |
| UPMC Cole | Coudersport | $555.60 | $78.45 – $1,041.88 |
| UPMC Community Osteopathic | Harrisburg | $3,515.40 | $150.50 – $4,980.15 |
| UPMC Hanover | Hanover | $3,515.40 | $150.50 – $4,374.59 |
| UPMC Lititz | Lititz | $3,515.40 | $150.50 – $4,398.21 |
| UPMC Presbyterian | Pittsburgh | $5,502.00 | $130.35 – $3,001.48 |
| UPMC Somerset | Somerset | $3,515.40 | $130.35 – $2,728.62 |
| UPMC St. Margaret | Pittsburgh | $3,992.40 | $130.35 – $736.75 |