Exc ben+marg excep skin tag feenlm 2.1-3cm 11443 at UPMC Memorial
1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707
$2,184.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,641.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$113.03 with Highmark Wholecare (prev Gateway) vs $5,475.37 with Highmark BCBS of PA — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Highmark Wholecare (prev Gateway) | Medicaid | $113.03 | ↓ -95% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $113.03 | ↓ -95% |
| UPMC Health Plan | Managed Medicaid | $115.70 | ↓ -95% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $121.22 | ↓ -94% |
| Geisinger | Medicaid/CHIP | $129.64 | ↓ -94% |
| Highmark BCBS of PA | Medicare | $444.23 | ↓ -80% |
| UPMC Work Partners | Workers Comp | $448.79 | ↓ -79% |
| Prime Net | Managed Medicare | $600.76 | ↓ -73% |
| Keystone Health Plan | Medicare Advantage | $728.20 | ↓ -67% |
| Capital Blue Cross | Medicare Advantage | $728.20 | ↓ -67% |
| United Healthcare Community Plan for Families | PA Medicaid | $1,205.20 | ↓ -45% |
| Prime Net | ACO/Legacy Commercial | $1,492.81 | ↓ -32% |
| Aetna | ACO | $1,503.73 | ↓ -31% |
| Aetna | Medicare | $1,620.46 | ↓ -26% |
| Geisinger | Medicare | $1,631.33 | ↓ -25% |
| Cigna | Medicare | $1,631.33 | ↓ -25% |
| United Healthcare | Medicare | $1,662.41 | ↓ -24% |
| UPMC Health Plan | CHIP | $1,712.87 | ↓ -22% |
| Prime Net | GateKeeper/NonGateKeeper | $1,736.76 | ↓ -20% |
| Aetna | Commercial | $1,747.68 | ↓ -20% |
| Geisinger | Commercial | $2,384.13 | ↑ +9% |
| Keystone Autism Services | ACAP | $2,485.84 | ↑ +14% |
| Wellspan Population Health | Commercial | $2,548.70 | ↑ +17% |
| UPMC Health Plan | Commercial | $2,548.70 | ↑ +17% |
| Prime Net | FH-Medical Rental | $2,712.55 | ↑ +24% |
| Cigna | Commercial | $2,839.98 | ↑ +30% |
| Capital Blue Cross | Commercial | $2,966.25 | ↑ +36% |
| Keystone Health Plan | Commercial | $2,966.25 | ↑ +36% |
| Capital Blue Cross | CHIP | $2,966.25 | ↑ +36% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $3,094.85 | ↑ +42% |
| Highmark BCBS of PA | Medicaid | $5,146.31 | ↑ +136% |
| Highmark BCBS of PA | Commercial | $5,475.37 | ↑ +151% |
| Tricare | East Region | not published by hospital | — |
| United Healthcare | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Exc ben+marg excep skin tag feenlm 2.1-3cm 11443 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Carlisle | Carlisle | $2,184.60 | $113.03 – $3,094.85 |
| UPMC Cole | Coudersport | $308.40 | $93.45 – $2,325.85 |
| UPMC Community Osteopathic | Harrisburg | $2,184.60 | $113.03 – $3,094.85 |
| UPMC Hanover | Hanover | $2,184.60 | $113.03 – $2,476.51 |
| UPMC Kane | Kane | $1,273.20 | $97.90 – $956.43 |
| UPMC Lititz | Lititz | $2,184.60 | $113.03 – $2,489.89 |
| UPMC Presbyterian | Pittsburgh | $3,393.60 | $97.90 – $1,699.17 |
| UPMC Somerset | Somerset | $2,184.60 | $97.90 – $1,544.70 |