Crystal identification light microscopy at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$52.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$88.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$6.32 with United Healthcare vs $74.80 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare Commercial $6.32 ↓ -88%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $7.50 ↓ -86%
UPMC Work Partners Workers Comp $7.58 ↓ -86%
Aetna Medicare $7.65 ↓ -86%
Cigna Medicare $7.70 ↓ -85%
Geisinger Medicare $7.70 ↓ -85%
United Healthcare Medicare $7.84 ↓ -85%
Highmark Wholecare (prev Gateway) Medicaid $9.53 ↓ -82%
UPMC Health Plan Managed Medicaid $9.75 ↓ -82%
United Healthcare Community Plan for Families PA Medicaid $9.82 ↓ -81%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $10.21 ↓ -81%
Geisinger Medicaid/CHIP $10.92 ↓ -79%
Highmark BCBS of PA Medicare $11.26 ↓ -79%
Keystone Autism Services ACAP $11.73 ↓ -78%
Prime Net Managed Medicare $14.52 ↓ -73%
Capital Blue Cross Medicare Advantage $17.60 ↓ -67%
Keystone Health Plan Medicare Advantage $17.60 ↓ -67%
Cigna Commercial $19.04 ↓ -64%
Highmark BCBS of PA Medicaid $24.28 ↓ -54%
Highmark BCBS of PA Commercial $25.83 ↓ -51%
UPMC Health Plan CHIP $30.46 ↓ -42%
Prime Net ACO/Legacy Commercial $36.08 ↓ -32%
Aetna ACO $36.34 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $41.98 ↓ -20%
Aetna Commercial $42.24 ↓ -20%
Capital Blue Cross Commercial $51.73 ↓ -2%
Keystone Health Plan Commercial $51.73 ↓ -2%
Capital Blue Cross CHIP $51.73 ↓ -2%
Geisinger Commercial $57.62 ↑ +9%
UPMC Health Plan Commercial $61.60 ↑ +17%
Wellspan Population Health Commercial $61.60 ↑ +17%
Prime Net FH-Medical Rental $65.56 ↑ +24%
Multiplan PPO (Includes PHCS and Humana as Payers) $74.80 ↑ +42%

Visitor-reported prices

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Crystal identification light microscopy at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $62.40 $7.24 – $83.20
UPMC Bedford Everett $33.00 $2.64 – $49.50
UPMC Carlisle Carlisle $52.80 $6.32 – $74.80
UPMC Cole Coudersport $52.20 $4.76 – $69.60
UPMC Community Osteopathic Harrisburg $52.80 $7.26 – $74.80
UPMC East Monroeville $99.00 $7.24 – $132.00
UPMC Hamot Erie $102.60 $7.24 – $13.81
UPMC Northwest Seneca $36.00 $6.65 – $8.62

All Pennsylvania hospitals for this procedure →