Clsd tx/metacar/interphal artic fx 26740 at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$370.80

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$618.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$49.53 with AmeriHealth Caritas vs $1,310.40 with Capital Blue Cross — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $49.53 ↓ -87%
Highmark Wholecare (prev Gateway) Medicaid $49.53 ↓ -87%
UPMC Health Plan Managed Medicaid $50.70 ↓ -86%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $53.12 ↓ -86%
Geisinger Medicaid/CHIP $56.81 ↓ -85%
Highmark BCBS of PA Medicare $75.75 ↓ -80%
Prime Net Managed Medicare $101.97 ↓ -73%
Keystone Health Plan Medicare Advantage $123.60 ↓ -67%
Capital Blue Cross Medicare Advantage $123.60 ↓ -67%
Aetna Medicare $239.91 ↓ -35%
Geisinger Medicare $241.52 ↓ -35%
Cigna Medicare $241.52 ↓ -35%
United Healthcare Medicare $246.12 ↓ -34%
Prime Net ACO/Legacy Commercial $253.38 ↓ -32%
Aetna ACO $255.23 ↓ -31%
UPMC Health Plan CHIP $284.48 ↓ -23%
Prime Net GateKeeper/NonGateKeeper $294.79 ↓ -20%
Aetna Commercial $296.64 ↓ -20%
UPMC Work Partners Workers Comp $299.19 ↓ -19%
Keystone Autism Services ACAP $368.03 ↓ -1%
Geisinger Commercial $404.67 ↑ +9%
Wellspan Population Health Commercial $432.60 ↑ +17%
UPMC Health Plan Commercial $432.60 ↑ +17%
Prime Net FH-Medical Rental $460.41 ↑ +24%
Cigna Commercial $482.04 ↑ +30%
Multiplan PPO (Includes PHCS and Humana as Payers) $525.30 ↑ +42%
Highmark BCBS of PA Medicaid $761.92 ↑ +105%
Highmark BCBS of PA Commercial $810.64 ↑ +119%
United Healthcare Community Plan for Families PA Medicaid $1,016.56 ↑ +174%
Keystone Health Plan Commercial $1,310.40 ↑ +253%
Capital Blue Cross Commercial $1,310.40 ↑ +253%
Capital Blue Cross CHIP $1,310.40 ↑ +253%
United Healthcare Commercial not published by hospital
Tricare East Region not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Clsd tx/metacar/interphal artic fx 26740 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $370.80 $49.53 – $1,016.56
UPMC Cole Coudersport $256.80 $40.95 – $771.51
UPMC Community Osteopathic Harrisburg $370.80 $49.53 – $1,016.56
UPMC Hanover Hanover $370.80 $49.53 – $1,016.56
UPMC Lititz Lititz $370.80 $49.53 – $1,016.56
UPMC Muncy Muncy $729.60 $42.90 – $993.28
UPMC Somerset Somerset $370.80 $42.90 – $892.40
UPMC Wellsboro Wellsboro $882.40 $42.90 – $993.28

All Pennsylvania hospitals for this procedure →