Chromosome karyotype study at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$120.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$201.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$33.16 with Prime Net vs $181.54 with Capital Blue Cross — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Prime Net Managed Medicare $33.16 ↓ -73%
UPMC Work Partners Workers Comp $34.61 ↓ -71%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $34.68 ↓ -71%
Aetna Medicare $34.91 ↓ -71%
Cigna Medicare $35.14 ↓ -71%
Geisinger Medicare $35.14 ↓ -71%
United Healthcare Medicare $35.81 ↓ -70%
Highmark BCBS of PA Medicare $39.53 ↓ -67%
Keystone Health Plan Medicare Advantage $40.20 ↓ -67%
Capital Blue Cross Medicare Advantage $40.20 ↓ -67%
Highmark Wholecare (prev Gateway) Medicaid $44.04 ↓ -63%
UPMC Health Plan Managed Medicaid $45.08 ↓ -63%
United Healthcare Community Plan for Families PA Medicaid $45.43 ↓ -62%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $47.23 ↓ -61%
Geisinger Medicaid/CHIP $50.51 ↓ -58%
Keystone Autism Services ACAP $53.55 ↓ -56%
Prime Net ACO/Legacy Commercial $82.41 ↓ -32%
Aetna ACO $83.01 ↓ -31%
Cigna Commercial $87.04 ↓ -28%
Prime Net GateKeeper/NonGateKeeper $95.88 ↓ -20%
Aetna Commercial $96.48 ↓ -20%
Highmark BCBS of PA Medicaid $110.87 ↓ -8%
Highmark BCBS of PA Commercial $117.95 ↓ -2%
UPMC Health Plan CHIP $129.81 ↑ +8%
Geisinger Commercial $131.61 ↑ +9%
Wellspan Population Health Commercial $140.70 ↑ +17%
UPMC Health Plan Commercial $140.70 ↑ +17%
Prime Net FH-Medical Rental $149.75 ↑ +24%
Multiplan PPO (Includes PHCS and Humana as Payers) $170.85 ↑ +42%
Capital Blue Cross CHIP $181.54 ↑ +51%
Keystone Health Plan Commercial $181.54 ↑ +51%
Capital Blue Cross Commercial $181.54 ↑ +51%

Visitor-reported prices

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Chromosome karyotype study at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $120.60 $27.54 – $170.85
UPMC Cole Coudersport $115.80 $21.76 – $154.40
UPMC Community Osteopathic Harrisburg $120.60 $33.14 – $170.85
UPMC Hamot Erie $274.80 $33.08 – $48.50
UPMC Hanover Hanover $120.60 $33.14 – $53.55
UPMC Kane Kane $136.80 $33.08 – $144.46
UPMC Lititz Lititz $120.60 $33.14 – $53.55
UPMC Magee Pittsburgh $122.40 $31.32 – $59.10

All Pennsylvania hospitals for this procedure →