healthcosts.net
Chest X-ray at UPMC Memorial
1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707
$188.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$314.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6.43 with Prime Net vs $419.44 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Prime Net | Managed Medicare | $6.43 | ↓ -97% |
| Keystone Health Plan | Medicare Advantage | $7.80 | ↓ -96% |
| Capital Blue Cross | Medicare Advantage | $7.80 | ↓ -96% |
| Highmark BCBS of PA | Medicare | $9.61 | ↓ -95% |
| Prime Net | ACO/Legacy Commercial | $15.99 | ↓ -92% |
| Aetna | ACO | $16.11 | ↓ -91% |
| Prime Net | GateKeeper/NonGateKeeper | $18.60 | ↓ -90% |
| Aetna | Commercial | $18.72 | ↓ -90% |
| United Healthcare Community Plan for Families | PA Medicaid | $19.45 | ↓ -90% |
| Geisinger | Commercial | $25.54 | ↓ -86% |
| Wellspan Population Health | Commercial | $27.30 | ↓ -86% |
| UPMC Health Plan | Commercial | $27.30 | ↓ -86% |
| United Healthcare | Commercial | $28.70 | ↓ -85% |
| Prime Net | FH-Medical Rental | $29.05 | ↓ -85% |
| Highmark Wholecare (prev Gateway) | Medicaid | $30.02 | ↓ -84% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $30.02 | ↓ -84% |
| UPMC Health Plan | Managed Medicaid | $30.73 | ↓ -84% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $32.20 | ↓ -83% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $33.15 | ↓ -82% |
| Geisinger | Medicaid/CHIP | $34.43 | ↓ -82% |
| Premier Comp Solutions | Worker's Comp | $39.51 | ↓ -79% |
| UPMC Work Partners | Workers Comp | $39.51 | ↓ -79% |
| Aetna | Medicare | $88.06 | ↓ -53% |
| Cigna | Medicare | $88.65 | ↓ -53% |
| Geisinger | Medicare | $88.65 | ↓ -53% |
| United Healthcare | Medicare | $90.34 | ↓ -52% |
| Capital Blue Cross | CHIP | $121.41 | ↓ -36% |
| Keystone Health Plan | Commercial | $121.41 | ↓ -36% |
| Capital Blue Cross | Commercial | $121.41 | ↓ -36% |
| UPMC Health Plan | CHIP | $135.02 | ↓ -28% |
| Keystone Autism Services | ACAP | $135.09 | ↓ -28% |
| Highmark BCBS of PA | Medicaid | $279.67 | ↑ +48% |
| Highmark BCBS of PA | Commercial | $297.55 | ↑ +58% |
| Cigna | Commercial | $419.44 | ↑ +123% |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Chest X-ray at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $419.40 | $11.90 – $594.15 |
| UPMC Altoona | Altoona | $172.80 | $11.78 – $230.40 |
| UPMC Bedford | Everett | $115.80 | $24.82 – $173.70 |
| UPMC Cole | Coudersport | $150.60 | $24.82 – $200.80 |
| UPMC East | Monroeville | $436.20 | $11.90 – $581.60 |
| UPMC Hamot | Erie | $532.80 | $11.78 – $621.60 |
| UPMC Hanover | Hanover | $188.40 | $7.41 – $134.58 |
| UPMC Horizon-Greenville | Greenville | $426.00 | $22.93 – $603.50 |