Bld prd mix at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$201.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$336.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$38.92 with Highmark BCBS of PA vs $579.10 with Highmark BCBS of PA — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Medicare $38.92 ↓ -81%
Prime Net Managed Medicare $55.44 ↓ -73%
Keystone Health Plan Medicare Advantage $67.20 ↓ -67%
Capital Blue Cross Medicare Advantage $67.20 ↓ -67%
Cigna Commercial $88.20 ↓ -56%
United Healthcare Community Plan for Families PA Medicaid $125.66 ↓ -38%
UPMC Health Plan CHIP $130.42 ↓ -35%
Prime Net ACO/Legacy Commercial $137.76 ↓ -32%
Aetna ACO $138.77 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $160.27 ↓ -21%
Aetna Commercial $161.28 ↓ -20%
Aetna Medicare $171.39 ↓ -15%
Geisinger Medicare $172.54 ↓ -14%
Cigna Medicare $172.54 ↓ -14%
United Healthcare Medicare $175.82 ↓ -13%
Geisinger Medicaid/CHIP $184.80 ↓ -8%
United Healthcare Commercial $202.25 ↑ +0%
Capital Blue Cross Commercial $203.41 ↑ +1%
Capital Blue Cross CHIP $203.41 ↑ +1%
Keystone Health Plan Commercial $213.60 ↑ +6%
Geisinger Commercial $220.01 ↑ +9%
Wellspan Population Health Commercial $235.20 ↑ +17%
UPMC Health Plan Commercial $235.20 ↑ +17%
Prime Net FH-Medical Rental $250.32 ↑ +24%
Keystone Autism Services ACAP $262.91 ↑ +30%
Multiplan PPO (Includes PHCS and Humana as Payers) $285.60 ↑ +42%
Highmark BCBS of PA Medicaid $544.29 ↑ +170%
Highmark BCBS of PA Commercial $579.10 ↑ +187%
Tricare East Region not published by hospital —
UPMC Work Partners Workers Comp not published by hospital —

Visitor-reported prices

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Bld prd mix at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $201.60 $46.03 – $285.60
UPMC Community Osteopathic Harrisburg $201.60 $67.20 – $285.60
UPMC East Monroeville $369.60 $35.88 – $492.80
UPMC Hanover Hanover $201.60 $88.20 – $261.92
UPMC Horizon-Greenville Greenville $109.20 $36.33 – $176.44
UPMC Jameson New Castle $109.20 $2.44 – $176.44
UPMC Lititz Lititz $201.60 $88.20 – $263.33
UPMC Magee Pittsburgh $187.20 $37.97 – $179.71

All Pennsylvania hospitals for this procedure →