Auditor evoke potent limit at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$595.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$993.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$163.84 with Prime Net vs $844.05 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Prime Net Managed Medicare $163.84 ↓ -73%
Aetna Medicare $197.61 ↓ -67%
Keystone Health Plan Medicare Advantage $198.60 ↓ -67%
Capital Blue Cross Medicare Advantage $198.60 ↓ -67%
Prime Net ACO/Legacy Commercial $407.13 ↓ -32%
Aetna ACO $410.11 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $473.66 ↓ -21%
Aetna Commercial $476.64 ↓ -20%
Highmark BCBS of PA Medicare $491.54 ↓ -17%
Geisinger Medicaid/CHIP $546.15 ↓ -8%
Capital Blue Cross Commercial $601.16 ↑ +1%
Capital Blue Cross CHIP $601.16 ↑ +1%
Keystone Health Plan Commercial $631.25 ↑ +6%
Geisinger Commercial $650.22 ↑ +9%
UPMC Health Plan CHIP $695.10 ↑ +17%
Wellspan Population Health Commercial $695.10 ↑ +17%
UPMC Health Plan Commercial $695.10 ↑ +17%
Prime Net FH-Medical Rental $739.78 ↑ +24%
United Healthcare Commercial $761.00 ↑ +28%
Cigna Commercial $774.54 ↑ +30%
Multiplan PPO (Includes PHCS and Humana as Payers) $844.05 ↑ +42%
UPMC Work Partners Workers Comp not published by hospital

Visitor-reported prices

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Auditor evoke potent limit at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $595.80 $136.04 – $844.05
UPMC Community Osteopathic Harrisburg $595.80 $198.60 – $844.05
UPMC Hanover Hanover $595.80 $761.00 – $761.00
UPMC Lititz Lititz $595.80 $761.00 – $761.00

All Pennsylvania hospitals for this procedure →