Ablate bone tumor(s) cryo perq 20983 at UPMC Memorial

1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$18,135.00

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$30,225.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$3,601.56 with Highmark BCBS of PA vs $25,691.25 with Multiplan — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Medicare $3,601.56 ↓ -80%
Prime Net Managed Medicare $4,987.12 ↓ -73%
United Healthcare Community Plan for Families PA Medicaid $5,285.75 ↓ -71%
Keystone Health Plan Medicare Advantage $6,045.00 ↓ -67%
Capital Blue Cross Medicare Advantage $6,045.00 ↓ -67%
Aetna Medicare $7,144.68 ↓ -61%
Geisinger Medicare $7,192.63 ↓ -60%
Cigna Medicare $7,192.63 ↓ -60%
United Healthcare Medicare $7,329.63 ↓ -60%
UPMC Work Partners Workers Comp $9,442.22 ↓ -48%
Cigna Commercial $9,539.00 ↓ -47%
Capital Blue Cross CHIP $10,518.90 ↓ -42%
Capital Blue Cross Commercial $10,518.90 ↓ -42%
Keystone Health Plan Commercial $10,518.90 ↓ -42%
Keystone Autism Services ACAP $10,960.19 ↓ -40%
Prime Net ACO/Legacy Commercial $12,392.25 ↓ -32%
Aetna ACO $12,482.92 ↓ -31%
Prime Net GateKeeper/NonGateKeeper $14,417.33 ↓ -20%
Aetna Commercial $14,508.00 ↓ -20%
Geisinger Medicaid/CHIP $16,623.75 ↓ -8%
Geisinger Commercial $19,791.33 ↑ +9%
UPMC Health Plan CHIP $21,157.50 ↑ +17%
Wellspan Population Health Commercial $21,157.50 ↑ +17%
UPMC Health Plan Commercial $21,157.50 ↑ +17%
Prime Net FH-Medical Rental $22,517.62 ↑ +24%
Highmark BCBS of PA Medicaid $22,690.34 ↑ +25%
Highmark BCBS of PA Commercial $24,141.19 ↑ +33%
Multiplan PPO (Includes PHCS and Humana as Payers) $25,691.25 ↑ +42%
Tricare East Region not published by hospital
United Healthcare Commercial not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Ablate bone tumor(s) cryo perq 20983 at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $18,135.00 $3,758.61 – $25,691.25
UPMC Community Osteopathic Harrisburg $18,135.00 $2,684.00 – $25,691.25
UPMC East Monroeville $25,249.80 $4,460.95 – $33,666.40
UPMC Hanover Hanover $18,135.00 $5,285.75 – $10,919.06
UPMC Lititz Lititz $18,135.00 $5,285.75 – $10,978.03
UPMC Presbyterian Pittsburgh $41,445.60 $4,460.95 – $12,219.80
UPMC Somerset Somerset $18,135.00 $4,374.18 – $9,022.57
WellSpan Ephrata Community Hospital Ephrata $11,082.40 $5,357.80 – $5,357.80

All Pennsylvania hospitals for this procedure →