healthcosts.net
Abdominal MRI (with contrast) at UPMC Memorial
1701 Innovation Drive, York, PA · UPMC · · NPI 1063945707
$2,713.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,523.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$357.18 with Aetna vs $3,844.55 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $357.18 | ↓ -87% |
| Cigna | Medicare | $359.57 | ↓ -87% |
| Geisinger | Medicare | $359.57 | ↓ -87% |
| United Healthcare | Medicare | $366.42 | ↓ -86% |
| United Healthcare Community Plan for Families | PA Medicaid | $408.98 | ↓ -85% |
| Highmark BCBS of PA | Medicare | $440.99 | ↓ -84% |
| OneCall | Worker's Comp | $450.00 | ↓ -83% |
| Highmark Wholecare (prev Gateway) | Medicaid | $498.56 | ↓ -82% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $498.56 | ↓ -82% |
| Premier Comp Solutions | Worker's Comp | $500.00 | ↓ -82% |
| UPMC Health Plan | Managed Medicaid | $510.34 | ↓ -81% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $534.68 | ↓ -80% |
| Keystone Autism Services | ACAP | $547.92 | ↓ -80% |
| Geisinger | Medicaid/CHIP | $571.82 | ↓ -79% |
| Prime Net | Managed Medicare | $746.29 | ↓ -73% |
| Keystone Health Plan | Medicare Advantage | $904.60 | ↓ -67% |
| Capital Blue Cross | Medicare Advantage | $904.60 | ↓ -67% |
| Highmark BCBS of PA | Medicaid | $1,134.33 | ↓ -58% |
| UPMC Work Partners | Workers Comp | $1,177.79 | ↓ -57% |
| Highmark BCBS of PA | Commercial | $1,206.86 | ↓ -56% |
| Prime Net | ACO/Legacy Commercial | $1,854.43 | ↓ -32% |
| Aetna | ACO | $1,868.00 | ↓ -31% |
| Cigna | Commercial | $2,006.79 | ↓ -26% |
| Prime Net | GateKeeper/NonGateKeeper | $2,157.47 | ↓ -21% |
| Aetna | Commercial | $2,171.04 | ↓ -20% |
| Capital Blue Cross | CHIP | $2,598.54 | ↓ -4% |
| Keystone Health Plan | Commercial | $2,598.54 | ↓ -4% |
| Capital Blue Cross | Commercial | $2,598.54 | ↓ -4% |
| UPMC Health Plan | CHIP | $2,898.06 | ↑ +7% |
| Geisinger | Commercial | $2,961.66 | ↑ +9% |
| Wellspan Population Health | Commercial | $3,166.10 | ↑ +17% |
| UPMC Health Plan | Commercial | $3,166.10 | ↑ +17% |
| United Healthcare | Commercial | $3,328.93 | ↑ +23% |
| Prime Net | FH-Medical Rental | $3,369.64 | ↑ +24% |
| Multiplan | PPO (Includes PHCS and Humana as Payers) | $3,844.55 | ↑ +42% |
| Tricare | East Region | not published by hospital | — |
Visitor-reported prices
Comments
Abdominal MRI (with contrast) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $4,621.20 | $316.41 – $6,546.70 |
| UPMC East | Monroeville | $4,742.40 | $341.40 – $6,323.20 |
| UPMC Hamot | Erie | $2,290.20 | $213.96 – $2,671.90 |
| UPMC Horizon-Greenville | Greenville | $4,192.80 | $304.83 – $5,939.80 |
| UPMC McKeesport | Mckeesport | $4,936.20 | $315.59 – $6,992.95 |
| UPMC Carlisle | Carlisle | $2,713.80 | $338.22 – $3,844.55 |
| UPMC Altoona | Altoona | $1,699.20 | $312.20 – $2,265.60 |
| UPMC Cole | Coudersport | $1,393.80 | $377.41 – $1,858.40 |