Surgical pathology level 5 gross & microscopic examination at WellSpan Surgery & Rehabilitation Hospital

55 Monument Road, York PA 17403, PA · Wellspan · · NPI 1760787576

Source: hospital's published price file ↗ · Published Jan 1, 2026 · Ingested Sep 17, 2026

$1,124.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,405.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.38 with UPMC_Medicaid vs $1,734.86 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
UPMC_Medicaid All_Plans $14.38 ↓ -99%
Amerihealth_Caritas_Medicaid All_Plans $45.50 ↓ -96%
Highmark_Wholecare_Gateway_Medicaid All_Plans $56.88 ↓ -95%
PA_Health_&_Wellness_Medicaid All_Plans $56.88 ↓ -95%
Geisinger_Medicaid All_Plans $56.88 ↓ -95%
Health_Partners_Medicaid All_Other_Plans $56.88 ↓ -95%
Aetna_Better_Health_Kids All_Plans $154.70 ↓ -86%
Johns_Hopkins_HealthCare_Plan Johns_Hopkins_US_Family_Health $348.24 ↓ -69%
Blue_Cross_BlueJourney_Medicare All_Plans $348.24 ↓ -69%
Highmark_Medicare All_Plans $351.72 ↓ -69%
Aetna_Advantra_Medicare All_Plans $358.69 ↓ -68%
Aetna_Medicare All_Plans $358.69 ↓ -68%
Devoted_Medicare All_Plans $365.65 ↓ -67%
United_Medicare ISNP_DSNP_Plans $365.65 ↓ -67%
Geisinger_Gold_Medicare All_Plans $365.65 ↓ -67%
Highmark_Wholecare_Gateway_Medicare All_Plans $367.22 ↓ -67%
Amerihealth_Medicare All_Plans $367.39 ↓ -67%
PA_Health_&_Wellness_Medicare All_Plans $376.10 ↓ -67%
Jefferson_Health_Medicare_Advantage All_Plans $376.10 ↓ -67%
UPMC_Medicare UPMC_for_Life_Community_HealthChoices $419.80 ↓ -63%
UPMC_Medicare UPMC_for_Life_Complete_Care $419.80 ↓ -63%
Highmark Higmark_Healthy_Kids $532.81 ↓ -53%
Health_Partners_Medicaid Kidz_Partners $574.60 ↓ -49%
United_Medicaid Community_Plan_For_Kids $609.42 ↓ -46%
Blue_Cross Capital_Cares_4_kids $788.87 ↓ -30%
Blue_Cross Capital_Blue_Performance_PPO $813.35 ↓ -28%
United_Healthcare All_Plans $1,027.44 ↓ -9%
Blue_Cross All_Other_Plans $1,126.95 ↑ +0%
First_Health_Network All_Plans $1,142.81 ↑ +2%
Aetna All_Plans $1,142.81 ↑ +2%
Cigna All_Plans $1,156.03 ↑ +3%
WellSpan_Capital_Blue_Cross All_Plans $1,292.60 ↑ +15%
UPMC UPMC_For_Kids $1,306.65 ↑ +16%
UPMC All_Plans $1,306.65 ↑ +16%
Geisinger All_Plans $1,315.78 ↑ +17%
Johns_Hopkins_HealthCare_Plan All_Other_Plans $1,334.75 ↑ +19%
PHC All_Plans $1,334.75 ↑ +19%
Highmark Performance_Blue $1,362.80 ↑ +21%
Highmark Blue_Cross_High_Performance_Network $1,362.80 ↑ +21%
Highmark Choice_Blue_PPO $1,362.80 ↑ +21%
Highmark All_Other_Plans $1,734.86 ↑ +54%

Visitor-reported prices

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Surgical pathology level 5 gross & microscopic examination at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Altoona Altoona $234.60 $11.50 – $312.80
UPMC Bedford Everett $189.60 $36.42 – $284.40
UPMC Carlisle Carlisle $664.80 $15.06 – $941.80
UPMC Cole Coudersport $572.40 $47.77 – $763.20
UPMC Community Osteopathic Harrisburg $664.80 $15.06 – $378.62
UPMC East Monroeville $379.20 $35.92 – $505.60
UPMC Hamot Erie $360.60 $45.50 – $427.47
UPMC Northwest Seneca $360.60 $36.26 – $360.10

All Pennsylvania hospitals for this procedure →