healthcosts.net
Repair of tibia at UPMC Williamsport
700 High Street, Williamsport, PA · UPMC · · NPI 164974648
$9,541.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$15,903.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$993.28 with United Healthcare Community Plan for Families vs $12,722.40 with InterGroup — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $993.28 | ↓ -90% |
| UPMC Work Partners | Workers Comp | $2,704.55 | ↓ -72% |
| Three Rivers Provider Network | All | $2,893.24 | ↓ -70% |
| Multiplan | Worker's Compensation | $2,987.59 | ↓ -69% |
| Highmark BCBS of PA | Managed Care - Social Mission | $6,327.80 | ↓ -34% |
| Aetna | PEBTF Custom Network | $6,448.67 | ↓ -32% |
| Highmark BCBS of PA | Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage | $6,877.43 | ↓ -28% |
| UPMC Health Plan | Commercial | $6,933.71 | ↓ -27% |
| UPMC Health Plan | Managed Medicare | $6,946.90 | ↓ -27% |
| Aetna | Medicare | $7,015.01 | ↓ -26% |
| AmeriHealth Caritas | Medicare | $7,015.01 | ↓ -26% |
| United Healthcare | Medicare | $7,287.44 | ↓ -24% |
| Highmark Wholecare (prev Gateway) | Medicare | $7,354.86 | ↓ -23% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $7,355.55 | ↓ -23% |
| Highmark BCBS of PA | Bluecare HMO/FPLIC PPO/Traditional Products | $7,452.15 | ↓ -22% |
| Aetna | Commercial | $7,585.73 | ↓ -21% |
| Coventry/First Health | Commercial | $7,967.40 | ↓ -17% |
| PA Health & Wellness | PA Medicaid HMO | $8,746.65 | ↓ -8% |
| Wirerope Works | Commercial | $8,842.07 | ↓ -7% |
| Aetna | First Health | $10,495.98 | ↑ +10% |
| Geisinger | Commercial | $10,655.01 | ↑ +12% |
| Coventry/First Health | FH-Medical Rental | $10,702.72 | ↑ +12% |
| United Healthcare | Commercial | $10,877.65 | ↑ +14% |
| Cigna | Commercial | $10,893.56 | ↑ +14% |
| Multiplan | Auto | $12,404.34 | ↑ +30% |
| Multiplan | PPO (Includes PHCS as a Payer) | $12,404.34 | ↑ +30% |
| America's Choice | PPO | $12,722.40 | ↑ +33% |
| InterGroup | PPO | $12,722.40 | ↑ +33% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |