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Lower Back (Lumbar Spine) CT scan (with and without contrast) at UPMC Williamsport

700 High Street, Williamsport, PA · UPMC · · NPI 164974648

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$3,574.80

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$5,958.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$171.38 with Highmark BCBS of PA vs $4,766.40 with InterGroup — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $171.38 ↓ -95%
UPMC Health Plan Managed Medicare $173.11 ↓ -95%
United Healthcare Community Plan for Families PA Medicaid $174.08 ↓ -95%
AmeriHealth Caritas Medicare $174.81 ↓ -95%
Aetna Medicare $174.81 ↓ -95%
United Healthcare Medicare $181.60 ↓ -95%
Highmark Wholecare (prev Gateway) Medicare $183.28 ↓ -95%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $183.30 ↓ -95%
UPMC Health Plan Managed Medicaid $214.56 ↓ -94%
Geisinger Medicaid/CHIP $214.56 ↓ -94%
UPMC Health Plan CHIP $214.56 ↓ -94%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $219.92 ↓ -94%
Highmark Wholecare (prev Gateway) Medicaid $274.05 ↓ -92%
PA Health & Wellness PA Medicaid HMO $332.40 ↓ -91%
UPMC Work Partners Workers Comp $985.16 ↓ -72%
Three Rivers Provider Network All $1,053.90 ↓ -71%
Multiplan Worker's Compensation $1,088.26 ↓ -70%
Highmark BCBS of PA Managed Care - Social Mission $2,370.69 ↓ -34%
Aetna PEBTF Custom Network $2,415.97 ↓ -32%
UPMC Health Plan Commercial $2,597.69 ↓ -27%
Highmark BCBS of PA Bluecare HMO/FPLIC PPO/Traditional Products $2,791.92 ↓ -22%
Aetna Commercial $2,841.97 ↓ -20%
Coventry/First Health Commercial $2,984.96 ↓ -16%
Wirerope Works Commercial $3,312.65 ↓ -7%
Aetna First Health $3,932.28 ↑ +10%
Geisinger Commercial $3,991.86 ↑ +12%
Coventry/First Health FH-Medical Rental $4,009.73 ↑ +12%
United Healthcare Commercial $4,075.27 ↑ +14%
Cigna Commercial $4,081.23 ↑ +14%
Multiplan Auto $4,647.24 ↑ +30%
Multiplan PPO (Includes PHCS as a Payer) $4,647.24 ↑ +30%
America's Choice PPO $4,766.40 ↑ +33%
InterGroup PPO $4,766.40 ↑ +33%
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Lower Back (Lumbar Spine) CT scan (with and without contrast) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC East Monroeville $3,242.40 $170.18 – $4,323.20
UPMC Passavant-McCandless Pittsburgh $2,785.80 $157.72 – $3,946.55
UPMC Hamot Erie $2,637.60 $145.67 – $3,077.20
UPMC Carlisle Carlisle $1,424.40 $168.60 – $2,017.90
UPMC Altoona Altoona $1,699.20 $136.00 – $2,265.60
UPMC Cole Coudersport $1,130.40 $204.80 – $1,507.20
UPMC Community Osteopathic Harrisburg $1,424.40 $173.36 – $2,017.90
UPMC Hanover Hanover $1,424.40 $168.36 – $2,065.38

All Pennsylvania hospitals for this procedure →