Bld prd mix at UPMC Williamsport

700 High Street, Williamsport, PA · UPMC · · NPI 164974648

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$29.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$49.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$14.99 with Aetna vs $176.44 with PA Health & Wellness — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna PEBTF Custom Network $14.99 ↓ -49%
Aetna Commercial $17.64 ↓ -40%
Coventry/First Health Commercial $18.52 ↓ -37%
Highmark BCBS of PA Managed Care - Social Mission $19.50 ↓ -34%
UPMC Health Plan Commercial $21.36 ↓ -27%
Highmark BCBS of PA Bluecare HMO/FPLIC PPO/Traditional Products $22.96 ↓ -22%
Cigna Commercial $25.19 ↓ -14%
PA Health & Wellness PA Medicaid HMO $26.95 ↓ -8%
United Healthcare Commercial $27.20 ↓ -7%
Wirerope Works Commercial $27.24 ↓ -7%
Aetna First Health $32.34 ↑ +10%
Geisinger Commercial $32.83 ↑ +12%
Coventry/First Health FH-Medical Rental $32.98 ↑ +12%
Multiplan Auto $38.22 ↑ +30%
Multiplan PPO (Includes PHCS as a Payer) $38.22 ↑ +30%
InterGroup PPO $39.20 ↑ +33%
America's Choice PPO $39.20 ↑ +33%
Three Rivers Provider Network All $44.10 ↑ +50%
United Healthcare Community Plan for Families PA Medicaid $122.78 ↑ +318%
Geisinger CHIP $163.37 ↑ +456%
Highmark BCBS of PA Community Blue Medicare Advantage/Complete Blue Medicare Advantage/Freedom Blue Medicare Advantage/Security Blue Medicare Advantage/Together Blue Medicare Advantage $164.97 ↑ +461%
UPMC Health Plan Managed Medicare $166.64 ↑ +467%
Aetna Medicare $168.27 ↑ +472%
AmeriHealth Caritas Medicare $168.27 ↑ +472%
United Healthcare Medicare $174.81 ↑ +495%
Highmark Wholecare (prev Gateway) Medicare $176.42 ↑ +500%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $176.44 ↑ +500%
Multiplan Worker's Compensation not published by hospital —
UPMC Work Partners Workers Comp not published by hospital —
US Family Health Plan Tricare Prime not published by hospital —

Visitor-reported prices

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Bld prd mix at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Carlisle Carlisle $201.60 $46.03 – $285.60
UPMC Community Osteopathic Harrisburg $201.60 $67.20 – $285.60
UPMC East Monroeville $369.60 $35.88 – $492.80
UPMC Hanover Hanover $201.60 $88.20 – $261.92
UPMC Horizon-Greenville Greenville $109.20 $36.33 – $176.44
UPMC Jameson New Castle $109.20 $2.44 – $176.44
UPMC Lititz Lititz $201.60 $88.20 – $263.33
UPMC Magee Pittsburgh $187.20 $37.97 – $179.71

All Pennsylvania hospitals for this procedure →