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Treatment fx radial distal open w/internal fixation 2 frag left (restricted method ii cah) at UPMC Wellsboro

32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

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The hospital's undiscounted list price — almost no one pays this.

$993.28 with United Healthcare Community Plan for Families vs $1,105.17 with UPMC Work Partners — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

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Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

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Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

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Negotiated rate vs. cash
United Healthcare Community Plan for Families PA Medicaid $993.28
UPMC Work Partners Workers Comp $1,105.17
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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Treatment fx radial distal open w/internal fixation 2 frag left (restricted method ii cah) at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Williamsport Williamsport $7,747.20 $993.28 – $10,329.60
UPMC Mercy Pittsburgh not published $958.00 – $7,491.76
UPMC Northwest Seneca not published $1,105.17 – $7,355.55
UPMC Presbyterian Pittsburgh not published $931.20 – $7,491.76
UPMC Somerset Somerset not published $892.40 – $7,354.86

All Pennsylvania hospitals for this procedure →