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Pt re-evaluation patient/family at UPMC Wellsboro

32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$117.60

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$162.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.46 with Aetna vs $139.65 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare $26.46 ↓ -78%
Highmark BCBS of PA Medicare $29.40 ↓ -75%
Highmark Wholecare (prev Gateway) Medicare $29.40 ↓ -75%
UPMC Health Plan Managed Medicare $29.99 ↓ -74%
Cigna Medicare $30.87 ↓ -74%
United Healthcare Medicare $31.46 ↓ -73%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $31.75 ↓ -73%
UPMC Work Partners Workers Comp $43.98 ↓ -63%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $47.43 ↓ -60%
Geisinger Medicaid/CHIP $47.43 ↓ -60%
UPMC Health Plan CHIP $47.43 ↓ -60%
UPMC Health Plan Managed Medicaid $47.43 ↓ -60%
Highmark Wholecare (prev Gateway) Medicaid $48.08 ↓ -59%
United Healthcare Community Plan for Families PA Medicaid $55.19 ↓ -53%
Highmark BCBS of PA Commercial - Social Mission Indemnity $63.12 ↓ -46%
UPMC Health Plan Commercial $64.09 ↓ -46%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $65.02 ↓ -45%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $73.49 ↓ -38%
Highmark BCBS of PA Commercial $74.34 ↓ -37%
Wirerope Works Commercial $81.73 ↓ -31%
Geisinger Commercial $98.49 ↓ -16%
Aetna PEBTF Custom Network $107.84 ↓ -8%
Multiplan Auto $114.66 ↓ -3%
Multiplan PPO (Includes PHCS as a Payer) $114.66 ↓ -3%
United Healthcare Commercial $124.95 ↑ +6%
Aetna Commercial $126.86 ↑ +8%
America's Choice PPO $132.30 ↑ +13%
InterGroup PPO $132.30 ↑ +13%
Multiplan Worker's Compensation $139.65 ↑ +19%

Visitor-reported prices

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Pt re-evaluation patient/family at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Mercy Pittsburgh $165.00 $34.95 – $247.50
UPMC Muncy Muncy $97.20 $24.30 – $129.60
UPMC Northwest Seneca $105.00 $43.75 – $148.75
UPMC Passavant-McCandless Pittsburgh $129.60 $35.28 – $183.60
UPMC Presbyterian Pittsburgh $110.40 $35.28 – $156.40
UPMC Somerset Somerset $139.20 $34.59 – $174.00
UPMC St. Margaret Pittsburgh $276.00 $35.28 – $391.00
UPMC Williamsport Williamsport $97.20 $43.74 – $129.60

All Pennsylvania hospitals for this procedure →