healthcosts.net
Ot training self care/home management direct contact each 15 minutes at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$157.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$217.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$25.93 with United Healthcare Community Plan for Families vs $148.20 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $25.93 | ↓ -84% |
| Aetna | Medicare | $28.08 | ↓ -82% |
| Highmark BCBS of PA | Medicare | $31.20 | ↓ -80% |
| Highmark Wholecare (prev Gateway) | Medicare | $31.20 | ↓ -80% |
| UPMC Health Plan | Managed Medicare | $31.82 | ↓ -80% |
| Cigna | Medicare | $32.76 | ↓ -79% |
| United Healthcare | Medicare | $33.38 | ↓ -79% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $33.70 | ↓ -79% |
| UPMC Work Partners | Workers Comp | $36.65 | ↓ -77% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $66.99 | ↓ -57% |
| UPMC Health Plan | Commercial | $68.02 | ↓ -57% |
| Highmark BCBS of PA | Commercial | $78.89 | ↓ -50% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $85.80 | ↓ -46% |
| Wirerope Works | Commercial | $86.74 | ↓ -45% |
| Geisinger | Commercial | $104.52 | ↓ -34% |
| Aetna | PEBTF Custom Network | $114.44 | ↓ -27% |
| Multiplan | Auto | $121.68 | ↓ -23% |
| Multiplan | PPO (Includes PHCS as a Payer) | $121.68 | ↓ -23% |
| United Healthcare | Commercial | $132.60 | ↓ -16% |
| Aetna | Commercial | $134.63 | ↓ -15% |
| America's Choice | PPO | $140.40 | ↓ -11% |
| InterGroup | PPO | $140.40 | ↓ -11% |
| Multiplan | Worker's Compensation | $148.20 | ↓ -6% |
Visitor-reported prices
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Ot training self care/home management direct contact each 15 minutes at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $126.60 | $25.48 – $189.90 |
| UPMC Muncy | Muncy | $130.20 | $25.93 – $173.60 |
| UPMC Northwest | Seneca | $64.80 | $27.00 – $102.94 |
| UPMC Passavant-McCandless | Pittsburgh | $115.80 | $25.73 – $164.05 |
| UPMC Presbyterian | Pittsburgh | $150.60 | $24.31 – $213.35 |
| UPMC Somerset | Somerset | $97.20 | $23.30 – $121.50 |
| UPMC St. Margaret | Pittsburgh | $181.80 | $25.73 – $257.55 |
| UPMC Williamsport | Williamsport | $103.20 | $25.93 – $137.60 |