healthcosts.net
New Patient Office Visit (level 3) at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$327.00
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$545.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$15.30 with Aetna vs $126.65 with UPMC Work Partners — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $15.30 | ↓ -95% |
| Highmark BCBS of PA | Medicare | $17.00 | ↓ -95% |
| Highmark Wholecare (prev Gateway) | Medicare | $17.00 | ↓ -95% |
| UPMC Health Plan | Managed Medicare | $17.34 | ↓ -95% |
| Cigna | Medicare | $17.85 | ↓ -95% |
| United Healthcare | Medicare | $18.19 | ↓ -94% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $18.36 | ↓ -94% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $36.50 | ↓ -89% |
| UPMC Health Plan | Commercial | $37.06 | ↓ -89% |
| Highmark BCBS of PA | Commercial | $42.98 | ↓ -87% |
| Wirerope Works | Commercial | $47.26 | ↓ -86% |
| Geisinger | Commercial | $56.95 | ↓ -83% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $59.67 | ↓ -82% |
| Geisinger | Medicaid/CHIP | $59.67 | ↓ -82% |
| UPMC Health Plan | CHIP | $59.67 | ↓ -82% |
| UPMC Health Plan | Managed Medicaid | $59.67 | ↓ -82% |
| Highmark Wholecare (prev Gateway) | Medicaid | $60.49 | ↓ -82% |
| Aetna | PEBTF Custom Network | $62.36 | ↓ -81% |
| Multiplan | Auto | $66.30 | ↓ -80% |
| Multiplan | PPO (Includes PHCS as a Payer) | $66.30 | ↓ -80% |
| United Healthcare Community Plan for Families | PA Medicaid | $69.44 | ↓ -79% |
| United Healthcare | Commercial | $72.25 | ↓ -78% |
| Aetna | Commercial | $73.36 | ↓ -78% |
| America's Choice | PPO | $76.50 | ↓ -77% |
| InterGroup | PPO | $76.50 | ↓ -77% |
| Multiplan | Worker's Compensation | $80.75 | ↓ -75% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $81.81 | ↓ -75% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $92.45 | ↓ -72% |
| UPMC Work Partners | Workers Comp | $126.65 | ↓ -61% |
Visitor-reported prices
Comments
New Patient Office Visit (level 3) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC East | Monroeville | $330.00 | $36.08 – $440.00 |
| UPMC Passavant-McCandless | Pittsburgh | $238.80 | $59.67 – $338.30 |
| UPMC Hamot | Erie | $231.60 | $57.90 – $274.62 |
| UPMC Altoona | Altoona | $230.40 | $20.00 – $307.20 |
| UPMC Bedford | Everett | $229.20 | $36.08 – $343.80 |
| UPMC Cole | Coudersport | $271.80 | $56.06 – $190.40 |
| UPMC Community Osteopathic | Harrisburg | $441.00 | $39.20 – $513.69 |
| UPMC Hanover | Hanover | $117.60 | $37.24 – $170.52 |