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Neck (Cervical Spine) MRI (with contrast) at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$3,557.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,902.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$344.32 with United Healthcare Community Plan for Families vs $4,224.65 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $344.32 | ↓ -90% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $372.90 | ↓ -90% |
| Geisinger | Medicaid/CHIP | $372.90 | ↓ -90% |
| UPMC Health Plan | CHIP | $372.90 | ↓ -90% |
| UPMC Health Plan | Managed Medicaid | $372.90 | ↓ -90% |
| Highmark Wholecare (prev Gateway) | Medicaid | $377.99 | ↓ -89% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $511.21 | ↓ -86% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $577.72 | ↓ -84% |
| Aetna | Medicare | $800.46 | ↓ -78% |
| Highmark BCBS of PA | Medicare | $889.40 | ↓ -75% |
| Highmark Wholecare (prev Gateway) | Medicare | $889.40 | ↓ -75% |
| UPMC Health Plan | Managed Medicare | $907.19 | ↓ -74% |
| Cigna | Medicare | $933.87 | ↓ -74% |
| United Healthcare | Medicare | $951.66 | ↓ -73% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $960.55 | ↓ -73% |
| UPMC Work Partners | Workers Comp | $1,368.07 | ↓ -62% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $1,909.54 | ↓ -46% |
| UPMC Health Plan | Commercial | $1,938.89 | ↓ -46% |
| Highmark BCBS of PA | Commercial | $2,248.85 | ↓ -37% |
| Wirerope Works | Commercial | $2,472.53 | ↓ -31% |
| Geisinger | Commercial | $2,979.49 | ↓ -16% |
| Aetna | PEBTF Custom Network | $3,262.32 | ↓ -8% |
| Multiplan | Auto | $3,468.66 | ↓ -3% |
| Multiplan | PPO (Includes PHCS as a Payer) | $3,468.66 | ↓ -3% |
| United Healthcare | Commercial | $3,779.95 | ↑ +6% |
| Aetna | Commercial | $3,837.76 | ↑ +8% |
| America's Choice | PPO | $4,002.30 | ↑ +13% |
| InterGroup | PPO | $4,002.30 | ↑ +13% |
| Multiplan | Worker's Compensation | $4,224.65 | ↑ +19% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
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Neck (Cervical Spine) MRI (with contrast) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $4,621.20 | $316.41 – $6,546.70 |
| UPMC East | Monroeville | $5,074.20 | $341.40 – $6,765.60 |
| UPMC Hamot | Erie | $1,455.60 | $220.65 – $1,698.20 |
| UPMC Horizon-Greenville | Greenville | $4,973.40 | $304.83 – $7,045.65 |
| UPMC Jameson | New Castle | $1,929.60 | $309.35 – $2,830.08 |
| UPMC McKeesport | Mckeesport | $4,936.20 | $315.59 – $6,992.95 |
| UPMC Carlisle | Carlisle | $2,854.80 | $338.22 – $4,044.30 |
| UPMC Bedford | Everett | $4,625.40 | $122.85 – $6,938.10 |