healthcosts.net
Kit lead specify 5-6-5 at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$13,784.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$18,998.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$165.60 with Aetna vs $874.00 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $165.60 | ↓ -99% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $174.80 | ↓ -99% |
| Highmark BCBS of PA | Medicare | $184.00 | ↓ -99% |
| Highmark Wholecare (prev Gateway) | Medicaid | $184.00 | ↓ -99% |
| Highmark Wholecare (prev Gateway) | Medicare | $184.00 | ↓ -99% |
| UPMC Health Plan | Managed Medicare | $187.68 | ↓ -99% |
| Cigna | Medicare | $193.20 | ↓ -99% |
| United Healthcare | Medicare | $196.88 | ↓ -99% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $198.72 | ↓ -99% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $303.60 | ↓ -98% |
| UPMC Health Plan | Managed Medicaid | $322.00 | ↓ -98% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $395.05 | ↓ -97% |
| UPMC Health Plan | Commercial | $401.12 | ↓ -97% |
| Highmark BCBS of PA | Commercial | $465.24 | ↓ -97% |
| Wirerope Works | Commercial | $511.52 | ↓ -96% |
| Geisinger | Commercial | $616.40 | ↓ -96% |
| Aetna | PEBTF Custom Network | $674.91 | ↓ -95% |
| Multiplan | Auto | $717.60 | ↓ -95% |
| Multiplan | PPO (Includes PHCS as a Payer) | $717.60 | ↓ -95% |
| United Healthcare | Commercial | $782.00 | ↓ -94% |
| Aetna | Commercial | $793.96 | ↓ -94% |
| America's Choice | PPO | $828.00 | ↓ -94% |
| InterGroup | PPO | $828.00 | ↓ -94% |
| Multiplan | Worker's Compensation | $874.00 | ↓ -94% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
Comments
Kit lead specify 5-6-5 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $41,212.80 | $216.24 – $10,400.32 |
| UPMC Muncy | Muncy | $11,398.80 | $120.30 – $721.80 |
| UPMC Northwest | Seneca | $7,816.20 | $212.50 – $15,937.99 |
| UPMC Passavant-McCandless | Pittsburgh | $17,425.20 | $44.00 – $19,112.65 |
| UPMC Presbyterian | Pittsburgh | $54,950.40 | $32.04 – $21,295.03 |
| UPMC St. Margaret | Pittsburgh | $6,860.40 | $2,174.09 – $16,161.66 |
| UPMC Williamsport | Williamsport | $12,081.00 | $160.40 – $721.80 |