healthcosts.net
Insitu hybridization manual at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$412.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$688.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$81.10 with United Healthcare Community Plan for Families vs $653.60 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $81.10 | ↓ -80% |
| Aetna | Medicare | $123.84 | ↓ -70% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $123.94 | ↓ -70% |
| Geisinger | Medicaid/CHIP | $136.33 | ↓ -67% |
| UPMC Health Plan | CHIP | $136.33 | ↓ -67% |
| UPMC Health Plan | Managed Medicaid | $136.33 | ↓ -67% |
| Highmark BCBS of PA | Medicare | $137.60 | ↓ -67% |
| Highmark Wholecare (prev Gateway) | Medicare | $137.60 | ↓ -67% |
| Highmark Wholecare (prev Gateway) | Medicaid | $138.19 | ↓ -67% |
| UPMC Health Plan | Managed Medicare | $140.35 | ↓ -66% |
| Cigna | Medicare | $144.48 | ↓ -65% |
| United Healthcare | Medicare | $147.23 | ↓ -64% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $148.61 | ↓ -64% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $186.90 | ↓ -55% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $211.22 | ↓ -49% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $295.43 | ↓ -28% |
| UPMC Health Plan | Commercial | $299.97 | ↓ -27% |
| UPMC Work Partners | Workers Comp | $326.01 | ↓ -21% |
| Highmark BCBS of PA | Commercial | $347.92 | ↓ -16% |
| Wirerope Works | Commercial | $382.53 | ↓ -7% |
| Geisinger | Commercial | $460.96 | ↑ +12% |
| Aetna | PEBTF Custom Network | $504.72 | ↑ +22% |
| Multiplan | Auto | $536.64 | ↑ +30% |
| Multiplan | PPO (Includes PHCS as a Payer) | $536.64 | ↑ +30% |
| United Healthcare | Commercial | $584.80 | ↑ +42% |
| Aetna | Commercial | $593.74 | ↑ +44% |
| America's Choice | PPO | $619.20 | ↑ +50% |
| InterGroup | PPO | $619.20 | ↑ +50% |
| Multiplan | Worker's Compensation | $653.60 | ↑ +58% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Insitu hybridization manual at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $720.00 | $88.95 – $1,080.00 |
| UPMC Muncy | Muncy | $512.40 | $81.10 – $683.20 |
| UPMC Northwest | Seneca | $646.80 | $89.51 – $916.30 |
| UPMC Passavant-McCandless | Pittsburgh | $785.40 | $89.47 – $990.25 |
| UPMC Presbyterian | Pittsburgh | $591.00 | $76.03 – $837.25 |
| UPMC Somerset | Somerset | $664.80 | $72.86 – $831.00 |
| UPMC St. Margaret | Pittsburgh | $615.00 | $89.69 – $871.25 |
| UPMC Williamsport | Williamsport | $512.40 | $81.10 – $683.20 |