healthcosts.net
Hrdtry cardmypy gene panel at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$9,300.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$11,626.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$456.69 with United Healthcare Community Plan for Families vs $11,044.70 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $456.69 | ↓ -95% |
| UPMC Work Partners | Workers Comp | $578.07 | ↓ -94% |
| Aetna | Medicare | $2,092.68 | ↓ -78% |
| Highmark BCBS of PA | Medicare | $2,325.20 | ↓ -75% |
| Highmark Wholecare (prev Gateway) | Medicare | $2,325.20 | ↓ -75% |
| UPMC Health Plan | Managed Medicare | $2,371.70 | ↓ -75% |
| Cigna | Medicare | $2,441.46 | ↓ -74% |
| United Healthcare | Medicare | $2,487.96 | ↓ -73% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $2,511.22 | ↓ -73% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $4,992.20 | ↓ -46% |
| UPMC Health Plan | Commercial | $5,068.94 | ↓ -45% |
| Highmark BCBS of PA | Commercial | $5,879.27 | ↓ -37% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $6,394.30 | ↓ -31% |
| Wirerope Works | Commercial | $6,464.06 | ↓ -30% |
| Geisinger | Commercial | $7,789.42 | ↓ -16% |
| Aetna | PEBTF Custom Network | $8,528.83 | ↓ -8% |
| Multiplan | Auto | $9,068.28 | ↓ -3% |
| Multiplan | PPO (Includes PHCS as a Payer) | $9,068.28 | ↓ -3% |
| United Healthcare | Commercial | $9,882.10 | ↑ +6% |
| Aetna | Commercial | $10,033.24 | ↑ +8% |
| America's Choice | PPO | $10,463.40 | ↑ +13% |
| InterGroup | PPO | $10,463.40 | ↑ +13% |
| Multiplan | Worker's Compensation | $11,044.70 | ↑ +19% |
Visitor-reported prices
Comments
Hrdtry cardmypy gene panel at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $9,382.20 | $525.27 – $13,291.45 |
| UPMC Muncy | Muncy | $7,324.20 | $456.69 – $9,765.60 |
| UPMC Northwest | Seneca | $9,556.80 | $530.45 – $13,291.45 |
| UPMC Presbyterian | Pittsburgh | $9,382.20 | $428.15 – $4,386.00 |
| UPMC Williamsport | Williamsport | $9,382.20 | $456.69 – $12,509.60 |