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Graft xenmtrx sft rect 19x28cm at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$2,112.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$3,521.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$44.46 with Aetna vs $234.65 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $44.46 | ↓ -98% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $46.93 | ↓ -98% |
| Highmark BCBS of PA | Medicare | $49.40 | ↓ -98% |
| Highmark Wholecare (prev Gateway) | Medicaid | $49.40 | ↓ -98% |
| Highmark Wholecare (prev Gateway) | Medicare | $49.40 | ↓ -98% |
| UPMC Health Plan | Managed Medicare | $50.39 | ↓ -98% |
| Cigna | Medicare | $51.87 | ↓ -98% |
| United Healthcare | Medicare | $52.86 | ↓ -97% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $53.35 | ↓ -97% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $81.51 | ↓ -96% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $106.06 | ↓ -95% |
| UPMC Health Plan | Commercial | $107.69 | ↓ -95% |
| Highmark BCBS of PA | Commercial | $124.91 | ↓ -94% |
| Wirerope Works | Commercial | $137.33 | ↓ -93% |
| Geisinger | Commercial | $165.49 | ↓ -92% |
| Aetna | PEBTF Custom Network | $181.20 | ↓ -91% |
| Multiplan | Auto | $192.66 | ↓ -91% |
| Multiplan | PPO (Includes PHCS as a Payer) | $192.66 | ↓ -91% |
| United Healthcare | Commercial | $209.95 | ↓ -90% |
| Aetna | Commercial | $213.16 | ↓ -90% |
| America's Choice | PPO | $222.30 | ↓ -89% |
| InterGroup | PPO | $222.30 | ↓ -89% |
| Multiplan | Worker's Compensation | $234.65 | ↓ -89% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
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Graft xenmtrx sft rect 19x28cm at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $3,076.20 | $51.12 – $960.55 |
| UPMC Muncy | Muncy | $2,112.60 | $76.05 – $456.30 |
| UPMC Northwest | Seneca | $255.00 | $100.25 – $1,471.99 |
| UPMC Passavant-McCandless | Pittsburgh | $3,260.40 | $38.28 – $1,765.19 |
| UPMC Presbyterian | Pittsburgh | $3,166.80 | $21.00 – $1,966.75 |
| UPMC Somerset | Somerset | $461.40 | $116.20 – $728.60 |
| UPMC St. Margaret | Pittsburgh | $3,827.40 | $32.80 – $1,492.65 |
| UPMC Williamsport | Williamsport | $2,112.60 | $49.40 – $222.30 |