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Ghs fish cytogen at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$428.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$591.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$16.73 with United Healthcare Community Plan for Families vs $96.90 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $16.73 | ↓ -96% |
| Aetna | Medicare | $18.36 | ↓ -96% |
| Highmark BCBS of PA | Medicare | $20.40 | ↓ -95% |
| Highmark Wholecare (prev Gateway) | Medicare | $20.40 | ↓ -95% |
| UPMC Health Plan | Managed Medicare | $20.81 | ↓ -95% |
| UPMC Work Partners | Workers Comp | $21.16 | ↓ -95% |
| Cigna | Medicare | $21.42 | ↓ -95% |
| United Healthcare | Medicare | $21.83 | ↓ -95% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $22.03 | ↓ -95% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $43.80 | ↓ -90% |
| UPMC Health Plan | Commercial | $44.47 | ↓ -90% |
| Highmark BCBS of PA | Commercial | $51.58 | ↓ -88% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $56.10 | ↓ -87% |
| Wirerope Works | Commercial | $56.71 | ↓ -87% |
| Geisinger | Commercial | $68.34 | ↓ -84% |
| Aetna | PEBTF Custom Network | $74.83 | ↓ -83% |
| Multiplan | Auto | $79.56 | ↓ -81% |
| Multiplan | PPO (Includes PHCS as a Payer) | $79.56 | ↓ -81% |
| United Healthcare | Commercial | $86.70 | ↓ -80% |
| Aetna | Commercial | $88.03 | ↓ -79% |
| America's Choice | PPO | $91.80 | ↓ -79% |
| InterGroup | PPO | $91.80 | ↓ -79% |
| Multiplan | Worker's Compensation | $96.90 | ↓ -77% |
Visitor-reported prices
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Ghs fish cytogen at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $125.40 | $17.86 – $188.10 |
| UPMC Muncy | Muncy | $354.60 | $16.73 – $450.40 |
| UPMC Northwest | Seneca | $186.00 | $19.43 – $263.50 |
| UPMC Passavant-McCandless | Pittsburgh | $71.40 | $19.91 – $89.25 |
| UPMC Presbyterian | Pittsburgh | $89.40 | $15.68 – $126.65 |
| UPMC Somerset | Somerset | $153.00 | $15.03 – $191.25 |
| UPMC St. Margaret | Pittsburgh | $235.80 | $18.49 – $334.05 |
| UPMC Williamsport | Williamsport | $354.60 | $16.73 – $472.80 |