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Exc ben+marg excep skin tag feenlm <0.5cm 11440 at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$490.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$818.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$53.82 with Aetna vs $993.28 with United Healthcare Community Plan for Families — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $53.82 | ↓ -89% |
| Highmark BCBS of PA | Medicare | $59.80 | ↓ -88% |
| Highmark Wholecare (prev Gateway) | Medicare | $59.80 | ↓ -88% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $59.95 | ↓ -88% |
| Geisinger | Medicaid/CHIP | $59.95 | ↓ -88% |
| UPMC Health Plan | CHIP | $59.95 | ↓ -88% |
| UPMC Health Plan | Managed Medicaid | $59.95 | ↓ -88% |
| Highmark Wholecare (prev Gateway) | Medicaid | $60.77 | ↓ -88% |
| UPMC Health Plan | Managed Medicare | $61.00 | ↓ -88% |
| Cigna | Medicare | $62.79 | ↓ -87% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $64.58 | ↓ -87% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $82.19 | ↓ -83% |
| United Healthcare | Medicare | $92.66 | ↓ -81% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $92.88 | ↓ -81% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $128.39 | ↓ -74% |
| UPMC Health Plan | Commercial | $130.36 | ↓ -73% |
| Highmark BCBS of PA | Commercial | $151.20 | ↓ -69% |
| Wirerope Works | Commercial | $166.24 | ↓ -66% |
| UPMC Work Partners | Workers Comp | $182.50 | ↓ -63% |
| Geisinger | Commercial | $200.33 | ↓ -59% |
| Aetna | PEBTF Custom Network | $219.35 | ↓ -55% |
| Multiplan | Auto | $233.22 | ↓ -52% |
| Multiplan | PPO (Includes PHCS as a Payer) | $233.22 | ↓ -52% |
| United Healthcare | Commercial | $254.15 | ↓ -48% |
| Aetna | Commercial | $258.04 | ↓ -47% |
| America's Choice | PPO | $269.10 | ↓ -45% |
| InterGroup | PPO | $269.10 | ↓ -45% |
| Multiplan | Worker's Compensation | $284.05 | ↓ -42% |
| United Healthcare Community Plan for Families | PA Medicaid | $993.28 | ↑ +102% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
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Exc ben+marg excep skin tag feenlm <0.5cm 11440 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $2,270.40 | $59.95 – $3,405.60 |
| UPMC Presbyterian | Pittsburgh | $4,057.80 | $59.95 – $5,748.55 |
| UPMC Somerset | Somerset | $2,184.60 | $59.95 – $2,730.75 |
| UPMC St. Margaret | Pittsburgh | $1,703.40 | $59.95 – $2,276.30 |
| UPMC Williamsport | Williamsport | $490.80 | $59.95 – $993.28 |