healthcosts.net
Diffusing capacity at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$498.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$687.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$42.39 with United Healthcare Community Plan for Families vs $591.85 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $42.39 | ↓ -91% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $43.49 | ↓ -91% |
| Geisinger | Medicaid/CHIP | $43.49 | ↓ -91% |
| UPMC Health Plan | CHIP | $43.49 | ↓ -91% |
| UPMC Health Plan | Managed Medicaid | $43.49 | ↓ -91% |
| Highmark Wholecare (prev Gateway) | Medicaid | $44.09 | ↓ -91% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $59.63 | ↓ -88% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $67.38 | ↓ -86% |
| UPMC Work Partners | Workers Comp | $72.88 | ↓ -85% |
| Aetna | Medicare | $112.14 | ↓ -78% |
| Highmark BCBS of PA | Medicare | $124.60 | ↓ -75% |
| Highmark Wholecare (prev Gateway) | Medicare | $124.60 | ↓ -75% |
| UPMC Health Plan | Managed Medicare | $127.09 | ↓ -75% |
| Cigna | Medicare | $130.83 | ↓ -74% |
| United Healthcare | Medicare | $133.32 | ↓ -73% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $134.57 | ↓ -73% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $267.52 | ↓ -46% |
| UPMC Health Plan | Commercial | $271.63 | ↓ -45% |
| Highmark BCBS of PA | Commercial | $315.05 | ↓ -37% |
| Wirerope Works | Commercial | $346.39 | ↓ -30% |
| Geisinger | Commercial | $417.41 | ↓ -16% |
| Aetna | PEBTF Custom Network | $457.03 | ↓ -8% |
| Multiplan | Auto | $485.94 | ↓ -3% |
| Multiplan | PPO (Includes PHCS as a Payer) | $485.94 | ↓ -3% |
| United Healthcare | Commercial | $529.55 | ↑ +6% |
| Aetna | Commercial | $537.65 | ↑ +8% |
| America's Choice | PPO | $560.70 | ↑ +13% |
| InterGroup | PPO | $560.70 | ↑ +13% |
| Multiplan | Worker's Compensation | $591.85 | ↑ +19% |
Visitor-reported prices
Comments
Diffusing capacity at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $873.00 | $36.25 – $1,309.50 |
| UPMC Muncy | Muncy | $412.20 | $42.39 – $549.60 |
| UPMC Northwest | Seneca | $145.80 | $43.49 – $206.55 |
| UPMC Passavant-McCandless | Pittsburgh | $599.40 | $36.59 – $849.15 |
| UPMC Presbyterian | Pittsburgh | $1,176.60 | $36.59 – $1,666.85 |
| UPMC Somerset | Somerset | $970.20 | $35.88 – $224.25 |
| UPMC St. Margaret | Pittsburgh | $362.40 | $36.59 – $344.25 |
| UPMC Williamsport | Williamsport | $412.20 | $42.39 – $549.60 |