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CT heart w/evaluation of calcium without contrast at UPMC Wellsboro

32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766

Source: hospital's published price file ↗ · Published Mar 6, 2026 · Ingested Aug 13, 2026

$200.00

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$250.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$37.80 with Aetna vs $199.50 with Multiplan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Aetna Medicare $37.80 ↓ -81%
Highmark BCBS of PA Medicare $42.00 ↓ -79%
Highmark Wholecare (prev Gateway) Medicare $42.00 ↓ -79%
UPMC Health Plan Managed Medicare $42.84 ↓ -79%
Cigna Medicare $44.10 ↓ -78%
United Healthcare Community Plan for Families PA Medicaid $44.52 ↓ -78%
United Healthcare Medicare $44.94 ↓ -78%
PA Health & Wellness Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) $45.36 ↓ -77%
AmeriHealth Caritas Community HealthChoices (CHC)/Medicaid $62.52 ↓ -69%
Geisinger Medicaid/CHIP $62.52 ↓ -69%
UPMC Health Plan CHIP $62.52 ↓ -69%
UPMC Health Plan Managed Medicaid $62.52 ↓ -69%
Highmark Wholecare (prev Gateway) Medicaid $63.38 ↓ -68%
Health Partners Plans (Jefferson Health Plan) Medicaid/CHIP $85.71 ↓ -57%
Highmark BCBS of PA Commercial - Social Mission Indemnity $90.17 ↓ -55%
UPMC Health Plan Commercial $91.56 ↓ -54%
PA Health & Wellness Community Health Choices/PA Medicaid HMO $96.87 ↓ -52%
Highmark BCBS of PA Commercial $106.20 ↓ -47%
UPMC Work Partners Workers Comp $107.43 ↓ -46%
Wirerope Works Commercial $116.76 ↓ -42%
Geisinger Commercial $140.70 ↓ -30%
Aetna PEBTF Custom Network $154.06 ↓ -23%
Multiplan Auto $163.80 ↓ -18%
Multiplan PPO (Includes PHCS as a Payer) $163.80 ↓ -18%
United Healthcare Commercial $178.50 ↓ -11%
Aetna Commercial $181.23 ↓ -9%
America's Choice PPO $189.00 ↓ -6%
InterGroup PPO $189.00 ↓ -6%
Multiplan Worker's Compensation $199.50 ↓ -0%
US Family Health Plan Tricare Prime not published by hospital

Visitor-reported prices

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CT heart w/evaluation of calcium without contrast at other Pennsylvania hospitals

Hospital City Cash price Negotiated range
UPMC Passavant-McCandless Pittsburgh $120.00 $62.52 – $170.00
UPMC Muncy Muncy $126.00 $31.50 – $168.00
UPMC Presbyterian Pittsburgh $120.00 $41.74 – $170.00
UPMC Somerset Somerset $127.20 $38.99 – $107.43
UPMC St. Margaret Pittsburgh $120.00 $50.40 – $170.00
UPMC Williamsport Williamsport $120.00 $44.52 – $160.00

All Pennsylvania hospitals for this procedure →