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Colonoscopy (with biopsy) at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$3,933.60
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$5,421.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$108.90 with Aetna vs $1,052.24 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $108.90 | ↓ -97% |
| Highmark BCBS of PA | Medicare | $121.00 | ↓ -97% |
| Highmark Wholecare (prev Gateway) | Medicare | $121.00 | ↓ -97% |
| UPMC Health Plan | Managed Medicare | $123.42 | ↓ -97% |
| Cigna | Medicare | $127.05 | ↓ -97% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $130.68 | ↓ -97% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $247.96 | ↓ -94% |
| Geisinger | Medicaid/CHIP | $247.96 | ↓ -94% |
| UPMC Health Plan | CHIP | $247.96 | ↓ -94% |
| UPMC Health Plan | Managed Medicaid | $247.96 | ↓ -94% |
| Highmark Wholecare (prev Gateway) | Medicaid | $251.34 | ↓ -94% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $259.79 | ↓ -93% |
| UPMC Health Plan | Commercial | $263.78 | ↓ -93% |
| Highmark BCBS of PA | Commercial | $305.95 | ↓ -92% |
| Wirerope Works | Commercial | $336.38 | ↓ -91% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $339.93 | ↓ -91% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $384.16 | ↓ -90% |
| Geisinger | Commercial | $405.35 | ↓ -90% |
| United Healthcare Community Plan for Families | PA Medicaid | $409.60 | ↓ -90% |
| Aetna | PEBTF Custom Network | $443.83 | ↓ -89% |
| Multiplan | Auto | $471.90 | ↓ -88% |
| Multiplan | PPO (Includes PHCS as a Payer) | $471.90 | ↓ -88% |
| United Healthcare | Commercial | $514.25 | ↓ -87% |
| Aetna | Commercial | $522.12 | ↓ -87% |
| America's Choice | PPO | $544.50 | ↓ -86% |
| InterGroup | PPO | $544.50 | ↓ -86% |
| Multiplan | Worker's Compensation | $574.75 | ↓ -85% |
| UPMC Work Partners | Workers Comp | $841.35 | ↓ -79% |
| United Healthcare | Medicare | $1,052.24 | ↓ -73% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
Comments
Colonoscopy (with biopsy) at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $2,214.00 | $247.96 – $3,136.50 |
| UPMC East | Monroeville | $3,055.20 | $247.96 – $4,073.60 |
| UPMC Hamot | Erie | $3,099.00 | $247.96 – $3,615.50 |
| UPMC Altoona | Altoona | $1,764.60 | $225.42 – $2,352.80 |
| UPMC Bedford | Everett | $1,656.60 | $236.69 – $2,484.90 |
| UPMC Cole | Coudersport | $727.20 | $236.69 – $1,041.88 |
| UPMC Horizon-Greenville | Greenville | $2,476.20 | $247.96 – $3,507.95 |
| UPMC Jameson | New Castle | $2,476.20 | $247.96 – $3,631.76 |