Clsd tx prox fib/shaft fx w/manip 27781 at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$950.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,309.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$213.84 with Aetna vs $1,128.60 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $213.84 | ↓ -78% |
| UPMC Health Plan | Managed Medicaid | $216.70 | ↓ -77% |
| UPMC Health Plan | CHIP | $216.70 | ↓ -77% |
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $216.70 | ↓ -77% |
| Geisinger | Medicaid/CHIP | $216.70 | ↓ -77% |
| Highmark Wholecare (prev Gateway) | Medicaid | $219.66 | ↓ -77% |
| Highmark Wholecare (prev Gateway) | Medicare | $237.60 | ↓ -75% |
| Highmark BCBS of PA | Medicare | $237.60 | ↓ -75% |
| UPMC Health Plan | Managed Medicare | $242.35 | ↓ -75% |
| Cigna | Medicare | $249.48 | ↓ -74% |
| United Healthcare | Medicare | $254.23 | ↓ -73% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $256.61 | ↓ -73% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $297.08 | ↓ -69% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $335.73 | ↓ -65% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $510.13 | ↓ -46% |
| UPMC Health Plan | Commercial | $517.97 | ↓ -45% |
| Highmark BCBS of PA | Commercial | $600.77 | ↓ -37% |
| Wirerope Works | Commercial | $660.53 | ↓ -30% |
| Geisinger | Commercial | $795.96 | ↓ -16% |
| UPMC Work Partners | Workers Comp | $860.48 | ↓ -9% |
| Aetna | PEBTF Custom Network | $871.52 | ↓ -8% |
| Multiplan | Auto | $926.64 | ↓ -3% |
| Multiplan | PPO (Includes PHCS as a Payer) | $926.64 | ↓ -3% |
| United Healthcare Community Plan for Families | PA Medicaid | $993.28 | ↑ +5% |
| United Healthcare | Commercial | $1,009.80 | ↑ +6% |
| Aetna | Commercial | $1,025.24 | ↑ +8% |
| InterGroup | PPO | $1,069.20 | ↑ +13% |
| America's Choice | PPO | $1,069.20 | ↑ +13% |
| Multiplan | Worker's Compensation | $1,128.60 | ↑ +19% |
| US Family Health Plan | Tricare Prime | not published by hospital | — |
Visitor-reported prices
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Clsd tx prox fib/shaft fx w/manip 27781 at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Altoona | Altoona | $2,275.20 | $197.00 – $3,033.60 |
| UPMC Carlisle | Carlisle | $2,322.60 | $250.19 – $3,290.35 |
| UPMC Community Osteopathic | Harrisburg | $2,322.60 | $250.19 – $3,290.35 |
| UPMC Hamot | Erie | $3,162.00 | $216.70 – $2,219.16 |
| UPMC Northwest | Seneca | $3,570.00 | $216.70 – $1,602.09 |
| UPMC Hanover | Hanover | $2,322.60 | $250.19 – $2,446.19 |
| UPMC Horizon-Greenville | Greenville | $2,431.20 | $216.70 – $1,647.86 |
| UPMC Jameson | New Castle | $2,706.00 | $216.70 – $2,059.83 |