healthcosts.net
Chromo high res and frag x - sendout at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$770.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,148.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$45.63 with AmeriHealth Caritas vs $882.55 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $45.63 | ↓ -94% |
| Geisinger | Medicaid/CHIP | $50.19 | ↓ -93% |
| UPMC Health Plan | CHIP | $50.19 | ↓ -93% |
| UPMC Health Plan | Managed Medicaid | $50.19 | ↓ -93% |
| Highmark Wholecare (prev Gateway) | Medicaid | $50.88 | ↓ -93% |
| UPMC Work Partners | Workers Comp | $56.38 | ↓ -93% |
| United Healthcare Community Plan for Families | PA Medicaid | $58.41 | ↓ -92% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $68.81 | ↓ -91% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $77.76 | ↓ -90% |
| Aetna | Medicare | $167.22 | ↓ -78% |
| Highmark BCBS of PA | Medicare | $185.80 | ↓ -76% |
| Highmark Wholecare (prev Gateway) | Medicare | $185.80 | ↓ -76% |
| UPMC Health Plan | Managed Medicare | $189.52 | ↓ -75% |
| Cigna | Medicare | $195.09 | ↓ -75% |
| United Healthcare | Medicare | $198.81 | ↓ -74% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $200.66 | ↓ -74% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $398.91 | ↓ -48% |
| UPMC Health Plan | Commercial | $405.04 | ↓ -47% |
| Highmark BCBS of PA | Commercial | $469.80 | ↓ -39% |
| Wirerope Works | Commercial | $516.52 | ↓ -33% |
| Geisinger | Commercial | $622.43 | ↓ -19% |
| Aetna | PEBTF Custom Network | $681.51 | ↓ -12% |
| Multiplan | Auto | $724.62 | ↓ -6% |
| Multiplan | PPO (Includes PHCS as a Payer) | $724.62 | ↓ -6% |
| United Healthcare | Commercial | $789.65 | ↑ +2% |
| Aetna | Commercial | $801.73 | ↑ +4% |
| America's Choice | PPO | $836.10 | ↑ +9% |
| InterGroup | PPO | $836.10 | ↑ +9% |
| Multiplan | Worker's Compensation | $882.55 | ↑ +15% |
Visitor-reported prices
Comments
Chromo high res and frag x - sendout at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $1,067.40 | $50.19 – $895.90 |
| UPMC Mercy | Pittsburgh | $3,739.80 | $47.55 – $1,005.30 |
| UPMC Muncy | Muncy | $688.80 | $50.19 – $808.80 |
| UPMC Northwest | Seneca | $3,739.80 | $50.19 – $674.05 |
| UPMC Presbyterian | Pittsburgh | $3,739.80 | $45.63 – $949.45 |
| UPMC Somerset | Somerset | $329.40 | $50.19 – $411.75 |
| UPMC St. Margaret | Pittsburgh | $3,739.80 | $49.25 – $949.45 |
| UPMC Williamsport | Williamsport | $3,704.40 | $50.19 – $860.00 |