Chlnggrphy intraop addl s&i at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$288.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$398.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$64.98 with Aetna vs $342.95 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $64.98 | ↓ -78% |
| Highmark BCBS of PA | Medicare | $72.20 | ↓ -75% |
| Highmark Wholecare (prev Gateway) | Medicare | $72.20 | ↓ -75% |
| UPMC Health Plan | Managed Medicare | $73.64 | ↓ -75% |
| Cigna | Medicare | $75.81 | ↓ -74% |
| United Healthcare | Medicare | $77.25 | ↓ -73% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $77.98 | ↓ -73% |
| UPMC Work Partners | Workers Comp | $92.81 | ↓ -68% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $155.01 | ↓ -46% |
| UPMC Health Plan | Commercial | $157.40 | ↓ -45% |
| Highmark BCBS of PA | Commercial | $182.56 | ↓ -37% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $198.55 | ↓ -31% |
| Wirerope Works | Commercial | $200.72 | ↓ -30% |
| Geisinger | Commercial | $241.87 | ↓ -16% |
| Aetna | PEBTF Custom Network | $264.83 | ↓ -8% |
| Multiplan | Auto | $281.58 | ↓ -3% |
| Multiplan | PPO (Includes PHCS as a Payer) | $281.58 | ↓ -3% |
| United Healthcare | Commercial | $306.85 | ↑ +6% |
| Aetna | Commercial | $311.54 | ↑ +8% |
| InterGroup | PPO | $324.90 | ↑ +13% |
| America's Choice | PPO | $324.90 | ↑ +13% |
| Multiplan | Worker's Compensation | $342.95 | ↑ +19% |
Visitor-reported prices
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Chlnggrphy intraop addl s&i at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Carlisle | Carlisle | $134.40 | $30.69 – $190.40 |
| UPMC Community Osteopathic | Harrisburg | $134.40 | $44.80 – $204.31 |
| UPMC Hanover | Hanover | $134.40 | $98.53 – $155.46 |
| UPMC Kane | Kane | $27.60 | $92.81 – $159.04 |
| UPMC Lititz | Lititz | $134.40 | $25.20 – $155.46 |
| UPMC Magee | Pittsburgh | $235.20 | $27.72 – $123.92 |
| UPMC McKeesport | Mckeesport | $243.00 | $27.72 – $101.21 |
| UPMC Memorial | York | $134.40 | $25.20 – $221.37 |