healthcosts.net
Cell function assay w/stim at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$1,087.20
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$1,498.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$77.84 with AmeriHealth Caritas vs $1,291.05 with Multiplan — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| AmeriHealth Caritas | Community HealthChoices (CHC)/Medicaid | $77.84 | ↓ -93% |
| Geisinger | Medicaid/CHIP | $85.62 | ↓ -92% |
| UPMC Health Plan | CHIP | $85.62 | ↓ -92% |
| UPMC Health Plan | Managed Medicaid | $85.62 | ↓ -92% |
| Highmark Wholecare (prev Gateway) | Medicaid | $86.79 | ↓ -92% |
| United Healthcare Community Plan for Families | PA Medicaid | $99.64 | ↓ -91% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $117.38 | ↓ -89% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $132.65 | ↓ -88% |
| UPMC Work Partners | Workers Comp | $134.27 | ↓ -88% |
| Aetna | Medicare | $244.62 | ↓ -78% |
| Highmark BCBS of PA | Medicare | $271.80 | ↓ -75% |
| Highmark Wholecare (prev Gateway) | Medicare | $271.80 | ↓ -75% |
| UPMC Health Plan | Managed Medicare | $277.24 | ↓ -74% |
| Cigna | Medicare | $285.39 | ↓ -74% |
| United Healthcare | Medicare | $290.83 | ↓ -73% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $293.54 | ↓ -73% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $583.55 | ↓ -46% |
| UPMC Health Plan | Commercial | $592.52 | ↓ -46% |
| Highmark BCBS of PA | Commercial | $687.25 | ↓ -37% |
| Wirerope Works | Commercial | $755.60 | ↓ -31% |
| Geisinger | Commercial | $910.53 | ↓ -16% |
| Aetna | PEBTF Custom Network | $996.96 | ↓ -8% |
| Multiplan | Auto | $1,060.02 | ↓ -3% |
| Multiplan | PPO (Includes PHCS as a Payer) | $1,060.02 | ↓ -3% |
| United Healthcare | Commercial | $1,155.15 | ↑ +6% |
| Aetna | Commercial | $1,172.82 | ↑ +8% |
| America's Choice | PPO | $1,223.10 | ↑ +13% |
| InterGroup | PPO | $1,223.10 | ↑ +13% |
| Multiplan | Worker's Compensation | $1,291.05 | ↑ +19% |
Visitor-reported prices
Comments
Cell function assay w/stim at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Passavant-McCandless | Pittsburgh | $760.80 | $67.43 – $1,077.80 |
| UPMC Mercy | Pittsburgh | $741.00 | $67.04 – $1,111.50 |
| UPMC Muncy | Muncy | $898.80 | $85.62 – $1,198.40 |
| UPMC Northwest | Seneca | $1,146.00 | $67.46 – $1,623.50 |
| UPMC Presbyterian | Pittsburgh | $913.20 | $71.15 – $1,293.70 |
| UPMC Somerset | Somerset | $490.20 | $85.62 – $612.75 |
| UPMC St. Margaret | Pittsburgh | $717.60 | $67.60 – $1,016.60 |
| UPMC Williamsport | Williamsport | $898.80 | $85.62 – $1,198.40 |