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Aquatic exercise - group charge at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$112.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$155.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$9.06 with United Healthcare Community Plan for Families vs $60.80 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| United Healthcare Community Plan for Families | PA Medicaid | $9.06 | ↓ -92% |
| Aetna | Medicare | $11.52 | ↓ -90% |
| Highmark BCBS of PA | Medicare | $12.80 | ↓ -89% |
| Highmark Wholecare (prev Gateway) | Medicare | $12.80 | ↓ -89% |
| UPMC Health Plan | Managed Medicare | $13.06 | ↓ -88% |
| Cigna | Medicare | $13.44 | ↓ -88% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $13.82 | ↓ -88% |
| United Healthcare | Medicare | $24.82 | ↓ -78% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $27.48 | ↓ -76% |
| UPMC Health Plan | Commercial | $27.90 | ↓ -75% |
| Highmark BCBS of PA | Commercial | $32.36 | ↓ -71% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $35.20 | ↓ -69% |
| Wirerope Works | Commercial | $35.58 | ↓ -68% |
| UPMC Work Partners | Workers Comp | $35.92 | ↓ -68% |
| Geisinger | Commercial | $42.88 | ↓ -62% |
| Aetna | PEBTF Custom Network | $46.95 | ↓ -58% |
| Multiplan | Auto | $49.92 | ↓ -56% |
| Multiplan | PPO (Includes PHCS as a Payer) | $49.92 | ↓ -56% |
| United Healthcare | Commercial | $54.40 | ↓ -52% |
| Aetna | Commercial | $55.23 | ↓ -51% |
| America's Choice | PPO | $57.60 | ↓ -49% |
| InterGroup | PPO | $57.60 | ↓ -49% |
| Multiplan | Worker's Compensation | $60.80 | ↓ -46% |
Visitor-reported prices
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Aquatic exercise - group charge at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Mercy | Pittsburgh | $96.00 | $25.48 – $144.00 |
| UPMC Muncy | Muncy | $93.00 | $9.06 – $56.00 |
| UPMC Northwest | Seneca | $80.40 | $33.50 – $113.90 |
| UPMC Passavant-McCandless | Pittsburgh | $95.40 | $25.73 – $124.90 |
| UPMC Presbyterian | Pittsburgh | $70.80 | $8.50 – $139.16 |
| UPMC St. Margaret | Pittsburgh | $156.60 | $25.73 – $221.85 |
| UPMC Williamsport | Williamsport | $93.00 | $9.06 – $124.00 |