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Allograft dermis 20x25x1mm decell w/matracell arthroflex at UPMC Wellsboro
32-36 Central Ave, Wellsboro, PA · UPMC · · NPI 1427501766
$5,792.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,983.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$1,303.38 with Aetna vs $6,878.95 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Aetna | Medicare | $1,303.38 | ↓ -78% |
| Health Partners Plans (Jefferson Health Plan) | Medicaid/CHIP | $1,375.79 | ↓ -76% |
| Highmark BCBS of PA | Medicare | $1,448.20 | ↓ -75% |
| Highmark Wholecare (prev Gateway) | Medicaid | $1,448.20 | ↓ -75% |
| Highmark Wholecare (prev Gateway) | Medicare | $1,448.20 | ↓ -75% |
| UPMC Health Plan | Managed Medicare | $1,477.16 | ↓ -75% |
| Cigna | Medicare | $1,520.61 | ↓ -74% |
| United Healthcare | Medicare | $1,549.57 | ↓ -73% |
| PA Health & Wellness | Allwell Medicare Advantage DSNP/Medicare Advantage (Allwell by Wellcare) | $1,564.06 | ↓ -73% |
| PA Health & Wellness | Community Health Choices/PA Medicaid HMO | $2,389.53 | ↓ -59% |
| Highmark BCBS of PA | Commercial - Social Mission Indemnity | $3,109.29 | ↓ -46% |
| UPMC Health Plan | Commercial | $3,157.08 | ↓ -45% |
| Highmark BCBS of PA | Commercial | $3,661.77 | ↓ -37% |
| Wirerope Works | Commercial | $4,026.00 | ↓ -30% |
| Geisinger | Commercial | $4,851.47 | ↓ -16% |
| Aetna | PEBTF Custom Network | $5,312.00 | ↓ -8% |
| Multiplan | Auto | $5,647.98 | ↓ -3% |
| Multiplan | PPO (Includes PHCS as a Payer) | $5,647.98 | ↓ -3% |
| United Healthcare | Commercial | $6,154.85 | ↑ +6% |
| Aetna | Commercial | $6,248.98 | ↑ +8% |
| America's Choice | PPO | $6,516.90 | ↑ +13% |
| InterGroup | PPO | $6,516.90 | ↑ +13% |
| Multiplan | Worker's Compensation | $6,878.95 | ↑ +19% |
| UPMC Work Partners | Workers Comp | not published by hospital | — |
Visitor-reported prices
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Allograft dermis 20x25x1mm decell w/matracell arthroflex at other Pennsylvania hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| UPMC Muncy | Muncy | $2,027.40 | $506.85 – $3,041.10 |
| UPMC Passavant-McCandless | Pittsburgh | $12,411.00 | $821.48 – $3,173.90 |
| UPMC Presbyterian | Pittsburgh | $16,546.20 | $567.00 – $4,016.25 |
| UPMC St. Margaret | Pittsburgh | $12,411.00 | $668.60 – $2,841.55 |
| UPMC Williamsport | Williamsport | $9,287.40 | $613.00 – $2,758.50 |